212 S Ginger Dr, Hubert, NC 28539 Property Records

Onslow County property record for 212 S Ginger Dr, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,613 sqft · built 1994
Lot Size	0.504 acres (21,976 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (May 2022)
Tax Bill	$1,295 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1308F-94`

Property Details

APN / Parcel Number

Primary APN	`1308F-94`
Alternative APNs	`485661000` `052187`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,613 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,976 sqft (0.504 acres)
Lot Dimensions	293 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	485661000
Street Address	212 S GINGER DR
City	HUBERT
State	NC
Zip	28539-4370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L28 CINNAMON RIDGE
Legal Subdivision	CINNAMON RIDGE
Legal Lot Number	28
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1000
Census Tract	2802

Owner

Source: Onslow County records, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	212 S GINGER DR, HUBERT, NC 28539-4370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Aug 6, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 11, 2019	Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC
Jun 7, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Oct 11, 2019 · Amount on Record
Deed Book / Page	5759 / 134
Prior Transfer Date	Apr 27, 2020
Prior Transfer Doc	0051530647
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 23, 2022
Property Address	212 S GINGER DR, HUBERT, NC 28539-4370
Document Number	0057590134
Book / Page	5759 / 134
Map Reference	MB 29 PG 92
Instrument Date	May 13, 2022
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2160 BRANDYMILL LN, 2160, JACKSONVILLE, NC 28546-8365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 S GINGER DR, HUBERT, NC 28539-4370

Mortgage

Document Number	0005759137
Date	May 23, 2022
Instrument	5759-137

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	212 S GINGER DR, HUBERT, NC 28539-4370
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055360567
Date	Aug 6, 2021
Book Page	5536/567

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Dec 1, 2049

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 28, 2020
Property Address	212 S GINGER DR, HUBERT, NC 28539-4370
Document Number	0051530647
Book / Page	005153 / 000647
Instrument Date	Apr 27, 2020
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 S GINGER DR HUBERT NC 285394370, HUBERT, NC 28539-4370

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 11, 2019
Property Address	212 S GINGER DR, HUBERT, NC 28539-4370
Document Number	0050360651
Book / Page	5036 / 651
Map Reference	MB 29 PG 92
Instrument Date	Oct 1, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 S GINGER DR, HUBERT, NC 28539-4370

Mortgage

Document Number	0005036654
Date	Oct 11, 2019
Instrument	5036/654

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	212 S GINGER DR, HUBERT, NC 28539-4370
Document Number	0046290167
Book / Page	004629 / 000167
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	212 S GINGER DR HUBERT NC 285394370, HUBERT, NC 28539-4370

Mortgage

Document Number	0046290167
Date	Jun 12, 2017
Book Page	004629/000167

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,295.00	$197,725 (-) Land $40,000 Building $157,725	$197,725 (-) Land $40,000 Building $157,725
2023	$1,295.00	$197,725 Land $40,000 Building $157,725	$197,725 Land $40,000 Building $157,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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