212 S Commerce St, Centreville, MD 21617 Property Records

Queen Anne's County property record for 212 S Commerce St, Centreville, MD 21617

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,468 sqft · built 1901
Lot Size	0.117 acres (5,096 sqft)
Owner	2 Individual Names on Record
Last Sale	$306,000 (Mar 2022)
Tax Bill	$4,084 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-008843`

Property Details

APN / Parcel Number

Primary APN	`03-008843`
Alternative APNs	`3008843` `008843`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,468 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Construction Type	Frame
Roof Material	Metal
Lot Area	5,096 sqft (0.117 acres)
Lot Dimensions	169 ft deep x 35 ft wide
Porch	Slab
Porch Area	184 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	008843
Street Address	212 S COMMERCE ST
City	CENTREVILLE
State	MD
Zip	21617-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 5096 SQ FT N/W COMMERCE ST CENTREVILLE
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	3, CENTREVILLE
Census Block Group	3
Census Block	3018
Census Tract	810500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Centreville Historic District listed 2004 · 363 contributing resources · NRIS 04001218

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	212 S COMMERCE ST, CENTREVILLE, MD 21617-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST HOME MORTGAGE CORP
Mar 2, 2022	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	Aug 29, 2002
Deed Book / Page	3983 / 221
Transfer Doc	0009520385
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	212 S COMMERCE ST, CENTREVILLE, MD 21617-1118
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040260017
Date	Apr 22, 2022
Book Page	4026/17

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Mar 2, 2022
Property Address	212 S COMMERCE ST, CENTREVILLE, MD 21617-1118
Document Number	0039830221
Book / Page	3983 / 221
Instrument Date	Feb 2, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	212 S COMMERCE ST, CENTREVILLE, MD 21617-1118

Mortgage

Document Number	0003983233
Date	Mar 2, 2022
Instrument	3983/233

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Mortgage

Document Number	0039830250
Date	Mar 2, 2022
Book Page	3983/250

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Municipality	Centreville Town
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,800 (-) Land $140,000 Building $168,800	$308,800 (-) Land $140,000 Building $168,800
2025	$4,084.00 (+0.2%) Homeowner's exemption	$308,800 (+8.38%) Land $140,000 Building $168,800	$308,800 (-1.15%) Land $140,000 Building $168,800
2023	$4,076.00	$284,933	$312,400 Land $110,000 Building $202,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTREVILLE serves 3,322 people · EPA ID MD0170001
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Talkie Communications, Xfinity.

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