212 Reflection Dr, Williamsburg, VA 23188 Property Records

James City County property record for 212 Reflection Dr, Williamsburg, VA 23188 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1991
Square Footage1,942 sqft Living Area
Lot Size27,486 sqft (0.63 acres)
OccupancyOwner Occupied
Last Sale$404,000 (2024)
Tax Bill$3,013.00 (2025)

Property Details

APN / Parcel Number

Primary APN13-4 07-0-0010
Alternative APN
  • 13060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,942 sqft Living Area
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Exterior MaterialWood Siding Exterior
Foundation TypeRaised Foundation
Roof MaterialComposition Shingle Roof
Lot Area27,486 sqft (0.63 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area504 sqft Garage

Exterior Amenities

Deck Area517 sqft Deck
Patio Area517 sqft Patio
PorchEnclosed Porch
Porch Area152 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Water SourceCommercial Water Source

Location & Zoning

Account Number13060
Street Address212 REFLECTION DR
CityWILLIAMSBURG
StateVA
Zip23188-7030
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL-10 S-4 MIRROR LAKE ESTATES
Legal SubdivisionMIRROR LAKES ESTATES
Legal Lot Number10
JurisdictionJAMES CITY VA
Minor Civil DivisionSTONEHOUSE
Census Blockgroup1
Census Block1011
Census Tract80402

Owner

Source: James City County records · APN 13-4 07-0-0010

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address212 REFLECTION DR, WILLIAMSBURG, VA 23188-7030
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
SWIFT HOME LOANS INC
Jul 06, 2021Warranty Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Feb 24, 2017Deed of Trust, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2024 · Amount on Record
Deed SaleMay 31, 2024 · Amount on Record
Prior SaleJul 06, 2021 · Amount on Record
Deed Doc Number202406858
Record RefreshedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address212 REFLECTION DR, WILLIAMSBURG, VA 23188-7030
Transaction TypeMortgage
Record UpdatedFeb 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 REFLECTION DR, WILLIAMSBURG, VA 23188-7030

Mortgage

Document Number0202601267
DateFeb 02, 2026
Instrument202601267
Lender
NameSWIFT HOME LOANS INC
TypeMortgage Company
AddressBIRMINGHAM, MI 48009
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateJul 06, 2021
Property Address212 REFLECTION DR, WILLIAMSBURG, VA 23188-7030
Document Number210013648
Instrument DateJun 23, 2021
Instrument210013648
Transaction TypeTransfer
Record UpdatedJul 21, 2021
Title CompanyNAVY FEDERAL TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 REFLECTION DR, WILLIAMSBURG, VA 23188-7030

Mortgage

Document Number210013649
DateJul 06, 2021
Instrument210013649
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address212 REFLECTION DR, WILLIAMSBURG, VA 23188-7030
Document Number0000005426
Instrument DateFeb 24, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address212 REFLECTION DR WILLIAMSBURG VA 231887030, WILLIAMSBURG, VA 23188-7030

Mortgage

Document Number0000005426
DateMar 14, 2017
Instrument5426
Lender
NameSUNTRUST BK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,013.00 (+6.39%)$363,100 (+31.61%) Land $52,900 Building $310,200$363,100 (+31.61%) Land $52,900 Building $310,200
2024$2,832.00 (+23.72%)
2023$2,289.00$275,900 Land $48,300 Building $227,600$275,900 Land $48,300 Building $227,600
2022$2,289.00 (+26.81%)
2019$1,805.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Reflection Dr

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