212 Prospect St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 212 Prospect St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,536 sqft · built 1985
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Aug 2026)
Tax Bill	$4,852 (2023)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:025 L:004-F`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:025 L:004-F`
Alternative APNs	`M:025 B:004 L:006` `912`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	212 PROSPECT ST
City	WESTBROOK
State	ME
Zip	04092-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Block	6
Legal Lot Number	4-F
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	3
Census Block	3011
Census Tract	2902

Owner

212 Prospect St is owned by two individuals who bought it in August 2026.

Source: Cumberland County and Westbrook City records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1837 WASHINGTON AVE, PORTLAND, ME 04103-1660
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit NORWAY SAVINGS BANK
Aug 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Prior Sale	Aug 16, 2021 · Amount on File
Deed Document Number	202635785
Deed Book / Page	42478 / 157
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Aug 19, 2026
Property Address	212 PROSPECT ST, WESTBROOK, ME 04092-2648
Document Number	0000035785
Book / Page	42478 / 157
Instrument Date	Aug 14, 2026
Instrument	202635785
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1837 WASHINGTON AVE, PORTLAND, ME 04103-1660

Mortgage

Date	Aug 19, 2026

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	212 PROSPECT ST, WESTBROOK, ME 04092-2648
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0403340276
Date	Aug 31, 2023
Book Page	40334/276
Instrument	30675

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Aug 16, 2021
Property Address	212 PROSPECT ST, WESTBROOK, ME 04092-2648
Document Number	0385510333
Book / Page	38551 / 333
Instrument Date	Aug 16, 2021
Instrument	59122
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10605 MOSHIE LN, SAN ANTONIO, FL 33576-7988

Mortgage

Document Number	0000059123
Date	Aug 16, 2021
Instrument	59123

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,852.00 (+10.12%)	$290,900 (+19.52%) Land $94,200 Building $196,700
2022	$4,406.00	$243,400 Land $78,500 Building $164,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 212 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber, GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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