Bonner County property record for 212 Ponder Point Dr, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,520 sqft · built 1997 |
| Lot Size | 1.98 acres (86,597 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,305,000 (Sep 2025) |
| Tax Bill | $11,431 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP57N02W121203A |
| Primary APN | RP57N02W121203A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,520 sqft Finished Area |
| 1st Floor Area | 4,520 sqft |
| Basement Area | 1,749 sqft |
| Finished Basement | 1,749 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 86,597 sqft (1.98 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pole Barn | 1,200 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 212 PONDER POINT DR |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-8657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Description | 12-57N-2W TAX 49;SIDELINES EXTENDED LESS PT TAX 80 & ALL TAX 82; TAX 81 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 12 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950203 |
212 Ponder Point Dr is owned and occupied by an individual who bought it in September 2025.
Source: Bonner County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2506 ROSEMARY CT, ENCINITAS, CA 92024-6563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Sep 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on File |
| Deed Sale | Sep 12, 2025 · Amount on File |
| Deed Document Number | 20251052021 |
| Prior Transfer Date | Sep 10, 2025 |
| Prior Transfer Doc | 0001052021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 212 PONDER POINT DR, SANDPOINT, ID 83864-8657 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Title Company | NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0001052023 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 1052023 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Sep 12, 2025 |
| Property Address | 212 PONDER POINT DR, SANDPOINT, ID 83864-8657 |
| Document Number | 0001052021 |
| Instrument Date | Aug 23, 2025 |
| Instrument | 1052021 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2506 ROSEMARY CT, ENCINITAS, CA 92024-6563 |
| Document Number | 0001052023 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 1052023 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2026 property tax bill for 212 Ponder Point Dr was $11,431 with a homeowner's exemption, up 9.7% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,431.00 (+9.66%) Homeowner's exemption | $3,187,247 (-0.15%) Land $2,141,857 Building $1,045,390 | $3,187,247 (-0.15%) Land $2,141,857 Building $1,045,390 |
| 2025 | $10,424.00 Homeowner's exemption | $3,192,037 Land $2,141,857 Building $1,050,180 | $3,192,037 Land $2,141,857 Building $1,050,180 |
| 2023 | $7,162.00 Homeowner's exemption | $2,250,458 Land $1,276,019 Building $974,439 | $2,250,458 Land $1,276,019 Building $974,439 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 212 Ponder Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 units insured incl. 8 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 212 Ponder Point Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of Idaho |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless | 100 / 20 |
May also be available: Fatbeam, Kaniksu Internet, T-Mobile, Verizon, Ziply Fiber.
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