212 Polk St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 212 Polk St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,128 sqft · built 1898
Lot Size	0.143 acres (6,250 sqft)
Owner	Company Name on Record
Last Sale	$65,601 (Dec 2024)
Tax Bill	$2,184 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8912-30-133-003`

Property Details

APN / Parcel Number

Primary APN	`8912-30-133-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,128 sqft Living Area
1st Floor Area	480 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	160 sqft
Porch	Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	212 POLK ST
City	WATERLOO
State	IA
Zip	50703-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLSIDE ADDITION WATERLOO LOT 9 BLK 11
Legal Range	12W
Legal Township	89N
Legal Section	30
Legal Subdivision	HILLSIDE ADDITION WATERLOO
Legal Block	11
Legal Lot Number	9
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3010
Census Tract	1900

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	520 4TH ST SW, A, LE MARS, IA 51031-1951
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Land Contract, Transfer · Land Contract NISLAND ASSET INVESTMENT LLC
Jun 10, 2021	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2024 · Amount on Record
Deed Sale	Dec 23, 2024 · Amount on Record
Prior Sale	Jun 10, 2021 · Amount on Record
Deed Document Number	202425230
Record Updated	Oct 29, 2026

November 2025: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 10, 2025
Property Address	212 POLK ST, WATERLOO, IA 50703-4218
Document Number	0202516474
Instrument Date	Jun 30, 2025
Instrument	2025-16474
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 POLK ST, WATERLOO, IA 50703-4218

Mortgage

Date	Nov 10, 2025

Lender

Name	NISLAND ASSET INVESTMENT LLC
Type	Non-Lending Institution

Agreement

Type	Land Contract
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 10, 2021
Property Address	212 POLK ST, WATERLOO, IA 50703-4218
Document Number	202100026096
Instrument Date	Jun 1, 2021
Instrument	202100026096
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 POLK ST, WATERLOO, IA 50703-4218

Mortgage

Document Number	202100026097
Date	Jun 10, 2021
Instrument	202100026097

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,184.00 (+561.82%) Homeowner's exemption	$107,050 (+320.63%) Land $5,340 Building $101,710	$107,050 (+42.75%) Land $5,340 Building $101,710
2024	$330.00 (+243.75%)
2023		$25,450 (+91.64%) Land $5,340 Building $20,110	$74,990 (+19.37%)
2022	$96.00 Homeowner's exemption	$13,280 Land $5,340 Building $7,940
2021			$62,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Waterloo Fiber.

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