212 N Windy Ridge Rd, Hubert, NC 28539 Property Records

Onslow County property record for 212 N Windy Ridge Rd, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,197 sqft · built 2021
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,500 (Dec 2021)
Tax Bill	$1,921 (2026)
Deeds & Mortgages	Sep 2022 Transfer Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1139A-39`

Property Details

APN / Parcel Number

Primary APN	`1139A-39`
Alternative APNs	`488914000` `481397000` `163371`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,197 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	57,499 sqft (1.32 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	488914000
Street Address	212 N WINDY RIDGE RD
City	HUBERT
State	NC
Zip	28539-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L10R S2 COTTON HILL SUBDIV
Legal Subdivision	COTTON HILL SUBDIVISION
Legal Lot Number	10R
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3022
Census Tract	103

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	212 N WINDY RIDGE RD, HUBERT, NC 28539-7004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Intrafamily Transfer, Transfer
Dec 22, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Deed Book / Page	5651 / 491
Last Transfer Date	Sep 9, 2022
Transfer Doc	0058330967
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Sep 9, 2022
Property Address	212 N WINDY RIDGE RD, HUBERT, NC 28539-7004
Document Number	0058330967
Book / Page	5833 / 967
Map Reference	MB 79 PG 157
Instrument Date	Sep 9, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 N WINDY RIDGE RD, HUBERT, NC 28539-7004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 N WINDY RIDGE RD, HUBERT, NC 28539-7004

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 22, 2021
Property Address	212 N WINDY RIDGE RD, HUBERT, NC 28539-7004
Document Number	0056510491
Book / Page	5651 / 491
Map Reference	MB 79 PG 157
Instrument Date	Nov 29, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 WILLIAMSBURG PKWY, JACKSONVILLE, NC 28546-6856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 N WINDY RIDGE RD, HUBERT, NC 28539-7004

Mortgage

Document Number	0005651494
Date	Dec 22, 2021
Instrument	5651/494

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,921.00	$367,817 (+25.37%) Land $50,100 Building $317,717	$367,817 (+25.37%) Land $50,100 Building $317,717
2025	$1,921.00	$293,390 (-) Land $32,100 Building $261,290	$293,390 (-) Land $32,100 Building $261,290
2023	$1,921.00	$293,390 Land $32,100 Building $261,290	$293,390 Land $32,100 Building $261,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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