212 N Wall St, Covington, OH 45318 Property Records

Miami County property record for 212 N Wall St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,760 sqft · built 1920
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Dec 2019)
Tax Bill	$2,324 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`H19-003970`

Property Details

APN / Parcel Number

Primary APN	`H19-003970`
Alternative APNs	`080529.2-10-009-00` `H19NH059 00400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,956 sqft
Upper Floors Area	782 sqft
Basement Area	978 sqft
Unfinished Basement	978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	117 ft deep x 83 ft wide
Porch	Slab
Porch Area	222 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	212 N WALL ST
City	COVINGTON
State	OH
Zip	45318-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 281 75.5' & 7' VAC ALLEY
Legal Lot Number	281
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2011
Census Tract	325000

Owner

212 N Wall St is owned and occupied by two individuals who bought it in December 2019.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	212 N WALL ST, COVINGTON, OH 45318-1642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Dec 2, 2019	Warranty Deed, Transfer · FHA Mortgage KELLER MORTGAGE LLC
Dec 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 30, 2018	Warranty Deed, Transfer · Conventional Mortgage MINSTER BANK
Oct 30, 2018	Quit Claim Deed ATTORNEY ONLY
Nov 8, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Prior Sale	Oct 30, 2018 · Amount on File
Deed Document Number	20192019OR-14405
Prior Transfer Date	Nov 25, 2019
Prior Transfer Doc	0000014837
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	212 N WALL ST, COVINGTON, OH 45318-1642
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001630
Date	Jan 29, 2021
Instrument	2021OR-01630

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 2, 2019
Property Address	212 N WALL ST, COVINGTON, OH 45318-1642
Document Number	0000014405
Instrument Date	Nov 25, 2019
Instrument	2019OR-14405
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 N WALL ST, COVINGTON, OH 45318-1642

Mortgage

Document Number	0000014406
Date	Dec 2, 2019
Instrument	2019OR-14406

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 9, 2019
Property Address	212 N WALL ST, COVINGTON, OH 45318-1642
Document Number	0000014837
Instrument Date	Nov 25, 2019
Instrument	14837
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 N WALL ST COVINGTON OH 453181642, COVINGTON, OH 45318-1642

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 30, 2018
Property Address	212 N WALL ST, COVINGTON, OH 45318-1642
Document Number	0000013317
Instrument Date	Oct 26, 2018
Instrument	2018OR-13317
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 N WALL ST, COVINGTON, OH 45318-1642

Mortgage

Document Number	0000013318
Date	Oct 30, 2018
Instrument	2018OR-13318

Lender

Name	MINSTER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

October 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 30, 2018
Property Address	212 N WALL ST, COVINGTON, OH 45318-1642
Document Number	0000013316
Instrument Date	Oct 17, 2018
Instrument	13316
Record Updated	Nov 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 N WALL ST COVINGTON OH 453181642, COVINGTON, OH 45318-1642

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 8, 2017
Property Address	212 N WALL ST, COVINGTON, OH 45318-1642
Document Number	0000013845
Instrument Date	Nov 3, 2017
Instrument	13845
Transaction Type	Foreclosure
Record Updated	Dec 6, 2017

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 212 N Wall St was $2,324 with a homeowner's exemption, up 3.8% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,324.00 (+3.8%) Homeowner's exemption	$76,940 (+28.71%) Land $11,870 Building $65,070	$219,800 Land $33,900 Building $185,900
2024	$2,239.00 (+3.8%) Homeowner's exemption	$59,780 (-) Land $12,880 Building $46,900
2023	$2,157.00 (-3.4%) Homeowner's exemption	$59,780 (-) Land $12,880 Building $46,900	$170,800 (-) Land $36,800 Building $134,000
2022	$2,233.00 Homeowner's exemption	$59,780 Land $12,880 Building $46,900	$170,800 Land $36,800 Building $134,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 212 N Wall St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 212 N Wall St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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