212 N Main St, Union (Englewood), OH 45322 Property Records

Montgomery County property record for 212 N Main St, Union, OH 45322

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,600 sqft · built 1902
Lot Size	0.251 acres (10,951 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,000 (Jul 2018)
Tax Bill	$3,300 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M57 00106 0018`

Property Details

APN / Parcel Number

Primary APN	`M57 00106 0018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	672 sqft
Basement Area	256 sqft
Unfinished Basement	256 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,951 sqft (0.251 acres)
Lot Dimensions	146 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	518 sqft
Deck Area	496 sqft
Patio Area	496 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	212 N MAIN ST
City	UNION
State	OH
Zip	45322-3342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-5-15
Legal Subdivision	SPRINGVIEW ACRES
Legal Lot Number	18
Jurisdiction	MONTGOMERY OH
Township / Civil Division	ENGLEWOOD
Census Block Group	1
Census Block	1004
Census Tract	125000

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	212 N MAIN ST, UNION, OH 45322-3342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CODE CU
Jul 2, 2018	Grant Deed, Transfer · Conventional with PMI CODE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	2018-00038049
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	212 N MAIN ST, UNION, OH 45322-3391
Document Number	0000040737
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	M AND M TITLE INSURANCE, M&M TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	212 N MAIN ST UNION OH 453223391, UNION, OH 45322-3391

Mortgage

Document Number	0000040737
Date	Jul 16, 2020
Instrument	40737

Lender

Name	CODE CU
Address	DAYTON, OH 45402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2035

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 2, 2018
Property Address	212 N MAIN ST, UNION, OH 45322-3391
Document Number	0000038049
Instrument Date	Jun 1, 2018
Instrument	38049
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	IVY POINTE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	212 N MAIN ST UNION OH 453223391, UNION, OH 45322-3391

Mortgage

Document Number	38050
Date	Jul 2, 2018
Instrument	38050

Lender

Name	CODE CU
Address	DAYTON, OH 45402

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Englewood City
Unified School District	Northmont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,880 (-) Land $9,820 Building $42,060
2024	$3,300.00 (+8.87%)
2023	$3,031.00 (+3.2%)	$51,880 (+34.02%) Land $9,820 Building $42,060	$148,230 (+34.01%) Land $28,070 Building $120,160
2022	$2,937.00	$38,710 Land $7,330 Building $31,380
2020			$110,610 Land $20,950 Building $89,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1981–2019)
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION CITY PWS serves 7,000 people · EPA ID OH5702512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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