Medina County property record for 212 N Main St, Spencer, OH 44275
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,944 sqft · built 1915 |
| Lot Size | 0.639 acres (27,835 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,347 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit May 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-27A-03-083 |
| Primary APN | 037-27A-03-083 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,944 sqft Living Area |
| 1st Floor Area | 2,208 sqft |
| Upper Floors Area | 840 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Game Room | Game Room |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Lot Area | 27,835 sqft (0.639 acres) |
| Lot Dimensions | 251 ft deep x 99 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 260 sqft |
| Lean-To | 160 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 212 N MAIN ST |
|---|---|
| City | SPENCER |
| State | OH |
| Zip | 44275-9759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SL1 WH SL 2 S PT DAVID INMAN PLAT OL 2 S W COR |
| Legal Subdivision | DAVID INMAN'S PLAT FIRST ADDITION |
| Jurisdiction | MEDINA OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 410000 |
Source: Medina County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 51, SPENCER, OH 44275-0051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| May 31, 2022 | Deed of Trust, Mortgage · Line of Credit PSECU |
| May 6, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | 212 N MAIN ST, SPENCER, OH 44275-9759 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000011304 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 2023OR011304 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | 212 N MAIN ST, SPENCER, OH 44275-9759 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Title Company | GUARDIAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011944 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2022OR011944 |
| Name | PSECU |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44129 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 21, 2037 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | May 6, 2022 |
| Property Address | 212 N MAIN ST, SPENCER, OH 44275-9759 |
| Document Number | 0000010274 |
| Instrument Date | May 5, 2022 |
| Instrument | 2022OR010274 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Medina County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Medina County |
| Municipality | Spencer Village |
| Unified School District | Black River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,347.00 (-19.24%) | $50,770 (+14.01%) Land $18,760 Building $32,010 | $145,080 (+14.02%) Land $53,610 Building $91,470 |
| 2024 | $1,668.00 (-18.44%) Homeowner's exemption | $44,530 (-) Land $26,070 Building $18,460 | |
| 2023 | $2,045.00 (-2.11%) Homeowner's exemption | $44,530 (-) Land $26,070 Building $18,460 | |
| 2022 | $2,089.00 | $44,530 Land $26,070 Building $18,460 | $127,240 Land $74,490 Building $52,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SPENCER serves 800 people · EPA ID OH5201611 |
|---|---|
| Water Source | Purchased surface water from RURAL LORAIN CO. WATER A |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Omni Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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