212 Moss Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 212 Moss Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	2,233 sqft · built 1900
Lot Size	0.586 acres (25,553 sqft)
Owner	Individual Name on File
Tax Bill	$1,278 (2026)
Deeds & Mortgages	Apr 2019 Line of Credit Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`35421`

Property Details

APN / Parcel Number

Primary APN	`35421`
Alternative APN	`1017087`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,233 sqft Finished Area
Basement Area	1,113 sqft
Unfinished Basement	1,113 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Footing
Lot Area	25,553 sqft (0.586 acres)
Lot Dimensions	253 ft deep x 101 ft wide

Exterior Amenities

Porch	Slab
Porch Area	295 sqft
Deck Area	978 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1017087
Street Address	212 MOSS RD
City	SHELBY
State	NC
Zip	28150-9319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 35 DOUBLE SHOALS MILL
Legal Subdivision	HOALS MILL
Legal Block	A
Legal Lot Number	35
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4043
Census Tract	950200

Owner

212 Moss Rd is owned and occupied by an individual.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	212 MOSS RD, SHELBY, NC 28150-9319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS
Jan 11, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	212 MOSS RD, SHELBY, NC 28150-9319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017900333
Date	Apr 18, 2019
Book Page	1790/0333
Instrument	200025324

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	LAWNDALE, NC 28090

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 11, 2019
Property Address	212 MOSS RD, SHELBY, NC 28150-9319
Document Number	0017831803
Book / Page	001783 / 001803
Instrument Date	Jan 11, 2019
Instrument	21927
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$12.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 MOSS RD SHELBY NC 281509319, SHELBY, NC 28150-9319

Tax Assessment & Valuation

The 2026 property tax bill for 212 Moss Rd was $1,278, up 3.6% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,278.00 (+3.65%)	$194,320 (-) Land $12,665 Building $181,655	$194,320 (-) Land $12,665 Building $181,655
2025	$1,233.00	$194,320 Land $12,665 Building $181,655	$194,320 Land $12,665 Building $181,655
2023		$125,397 Land $10,362 Building $115,035	$125,397 Land $10,362 Building $115,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 212 Moss Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 Moss Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Moss Rd

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