Pinellas County property record for 212 Lagoon Dr, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,081 sqft · built 1986 |
| Lot Size | 0.343 acres (14,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Jun 2019) |
| Tax Bill | $9,976 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-741-5069-9 |
| Primary APN | C62-000-741-5069-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 3,081 sqft Living Area |
| Gross Area | 4,361 sqft |
| 1st Floor Area | 1,388 sqft |
| Upper Floors Area | 1,397 sqft |
| Basement Area | 296 sqft |
| Flooring | Carpet |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 14,950 sqft (0.343 acres) |
| Lot Dimensions | 75 ft deep x 90 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 1,078 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 202 sqft |
| Deck Area | 800 sqft |
| Patio Area | 800 sqft |
| Loading Dock | 288 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R109810 |
|---|---|
| Street Address | 212 LAGOON DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-5438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | OZONA SHORES 3RD ADD BLK I, LOT 14 AND OZONA SHORES 1ST ADD BLK I, N 10 FT OF LOT 13 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 10 |
| Legal Subdivision | OZONA SHORES 3RD ADD |
| Legal Tract | 65070 |
| Legal Block | I,N |
| Legal Lot Number | 14,13 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 27202 |
212 Lagoon Dr is owned and occupied by two individuals who bought it in June 2019.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 212 LAGOON DR, PALM HARBOR, FL 34683-5438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Jun 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Feb 27, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/TAMPA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on File |
| Deed Sale | Jun 25, 2019 · Amount on File |
| Prior Sale | Jan 8, 2013 · Amount on File |
| Deed Document Number | 2019200766 |
| Deed Book / Page | 20590 / 253 |
| Transfer Doc | 9947000036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 212 LAGOON DR, PALM HARBOR, FL 34683-5438 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 212 LAGOON DR, PALM HARBOR, FL 34683-5438 |
| Document Number | 0222331432 |
|---|---|
| Date | Oct 18, 2022 |
| Book Page | 22233/1432 |
| Instrument | 2022303957 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 212 LAGOON DR, PALM HARBOR, FL 34683-5438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 212 LAGOON DR, PALM HARBOR, FL 34683-5438 |
| Document Number | 0213011302 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 21301/1302 |
| Instrument | 2020378054 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 25, 2019 |
| Property Address | 212 LAGOON DR, PALM HARBOR, FL 34683-5438 |
| Document Number | 0205900253 |
| Book / Page | 20590 / 0253 |
| Map Reference | MB 43 PG 66&67 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 2019200766 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | EQUITY NATIONAL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,920.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1801 COUNTRY LN, 1801, PALM HARBOR, FL 34683-2333 |
| Name | Verified Name |
|---|---|
| Address | 212 LAGOON DR, PALM HARBOR, FL 34683-5438 |
| Document Number | 0205900255 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 20590/0255 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 212 LAGOON DR, PALM HARBOR, FL 34683-5438 |
| Document Number | 0195732641 |
| Book / Page | 019573 / 002641 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 212 LAGOON DR PALM HARBOR FL 346835438, PALM HARBOR, FL 34683-5438 |
| Document Number | 0195732641 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 019573/002641 |
| Instrument | 100507 |
| Name | FIFTH THIRD BK/TAMPA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 30, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 212 Lagoon Dr was $9,976 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,976.00 Homeowner's exemption | $586,982 | $1,131,741 Land $467,615 Building $664,126 |
| 2023 | $9,278.00 (+2.6%) Homeowner's exemption | $553,824 (+3%) | $847,722 (-2.35%) Land $365,619 Building $482,103 |
| 2022 | $9,043.00 Homeowner's exemption | $537,693 | $868,116 Land $457,426 Building $410,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 212 Lagoon Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 265 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 285 units insured incl. 20 condo units |
| Nearby Flood Claims | 375 (1982–2026) |
| Claims Outside the SFHA | 4 of 375 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 212 Lagoon Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures