212 Kyles Ln, Covington, KY 41011 Property Records

Kenton County property record for 212 Kyles Ln, Covington, KY 41011

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,490 sqft · built 1956
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$122,500 (Jul 2015)
Tax Bill$2,306 (2025)
Deeds & MortgagesDec 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN042-10-00-124.00

Property Details

APN / Parcel Number

Primary APN042-10-00-124.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,490 sqft Finished Area
Gross Area1,826 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address212 KYLES LN
CityCOVINGTON
StateKY
Zip41011-3740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH HILLS LOT 34 EXCEPT REAR NE 10'
Legal SubdivisionSOUTH HILLS
Legal PhaseA
Legal Lot Number34
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1013
Census Tract65200

Owner

212 Kyles Ln is owned and occupied by an individual who bought it in July 2015.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address212 KYLES LN, COVINGTON, KY 41011-3740
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE CREDIT RESOURCE LLC
Dec 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2015 · Amount on File
Deed SaleJul 28, 2015 · Amount on File
Prior SaleAug 21, 2006 · Amount on File
Deed Document Number201507 28 059 00244
Deed Book / Page5700 / 126
Prior Transfer DateAug 18, 2006
Prior Transfer Doc0005900357
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address212 KYLES LN, COVINGTON, KY 41011-3740
Transaction TypeMortgage
Record UpdatedJan 11, 2022
Title Company360 AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900397
DateDec 27, 2021
Book Page318/382
Instrument21122705900397
Lender
NameTHE CREDIT RESOURCE LLC
TypeNon-Lending Institution
AddressFLORENCE, KY 41042
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address212 KYLES LN, COVINGTON, KY 41011-3740
Document Number0000000139
Instrument DateDec 10, 2019
Transaction TypeMortgage
Record UpdatedJan 10, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 KYLES LN COVINGTON KY 410113740, COVINGTON, KY 41011-3740

Mortgage

Document Number0000000139
DateDec 20, 2019
Book Page0C6835/000063
Instrument139
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 212 Kyles Ln was $2,306.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$232,700 (-) Land $45,000 Building $187,700$232,700 (-) Land $45,000 Building $187,700
2025$2,306.00$232,700 Land $45,000 Building $187,700$232,700 Land $45,000 Building $187,700
2023$1,435.00$134,700 Land $45,000 Building $89,700$134,700 Land $45,000 Building $89,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 212 Kyles Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 Kyles Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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