212 E Walnut St, Cardington, OH 43315 Property Records

Morrow County property record for 212 E Walnut St, Cardington, OH 43315

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,210 sqft · built 1952
Lot Size0.199 acres (8,668 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (May 2022)
Tax Bill$3,109 (2025)
Deeds & MortgagesMay 2022 Mortgage
May 2022 Refinance
Flood ZoneZone X (minimal risk)
APNC09-016-00-070-00

Property Details

APN / Parcel Number

Primary APNC09-016-00-070-00

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,210 sqft Living Area
Gross Area2,154 sqft
1st Floor Area1,728 sqft
AtticAttic
Attic Area346 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialWood
Lot Area8,668 sqft (0.199 acres)
Lot Dimensions131 ft deep x 66 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address212 E WALNUT ST
CityCARDINGTON
StateOH
Zip43315-1130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 50D; 49D; 48D RTS:0
Legal Lot Number50D
JurisdictionMORROW OH
Township / Civil DivisionCARDINGTON
Census Block Group3
Census Block3029
Census Tract965300

Owner

Source: Morrow County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address212 E WALNUT ST, CARDINGTON, OH 43315-1130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
FIRST FINANCIAL BANK
May 16, 2022Deed, Transfer · Stand-Alone Refinance
PEOPLES BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2022 · Amount on Record
Deed SaleMay 16, 2022 · Amount on Record
Prior SaleJun 6, 2012 · Amount on Record
Prior Transfer DateSep 9, 2011
Prior Transfer Doc000768/240
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORROW OH
Property Address212 E WALNUT ST, CARDINGTON, OH 43315-1130
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001051/415
DateMay 16, 2022
Book Page1051/415
Instrument406793
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionMORROW OH
Recording DateMay 16, 2022
Property Address212 E WALNUT ST, CARDINGTON, OH 43315-1130
Document Number001051/401
Book / Page1051 / 401
Instrument DateMay 13, 2022
Instrument406791
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address736 SOUTHRIDGE DR, MOUNT VERNON, OH 43050-4756

Mortgage

Document Number0000406791
DateMay 16, 2022
Instrument406791
Lender
NamePEOPLES BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Mortgage

Document Number001051/403
DateMay 16, 2022
Book Page1051/403
Instrument406792
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Morrow County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMorrow County
County SubdivisionCardington Township
MunicipalityCardington Village
Unified School DistrictCardington-Lincoln Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,600 (-) Land $18,000 Building $123,600
2025$3,109.00 (+44.81%) Homeowner's exemption$49,560 (-) Land $6,300 Building $43,260
2024$2,147.00 Homeowner's exemption$49,560 (-) Land $6,300 Building $43,260
2023$2,147.00 (+44.09%)$49,560 (+66.92%) Land $6,300 Building $43,260$141,600 (+66.98%) Land $18,000 Building $123,600
2022$1,490.00$29,690 Land $3,750 Building $25,940
2020$84,800 Land $10,700 Building $74,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARDINGTON VILLAGE PWS
serves 2,079 people · EPA ID OH5900112
Water SourceGroundwater
Last State InspectionNov 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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