Brunswick County property record for 212 E Second St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,648 sqft · built 1983 |
| Lot Size | 0.11 acres (4,769 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $426,500 (Dec 2019) |
| Tax Bill | $2,044 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 244OB015 |
| Primary APN | 244OB015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,648 sqft Heated Area |
| Gross Area | 2,472 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Shingle |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,769 sqft (0.11 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80089307 |
|---|---|
| Street Address | 212 E SECOND ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469-7610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-16 B-3 S-B OIB PLAT 3/179-179A |
| Legal Subdivision | OCEAN ISLE BEACH |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 20512 |
Source: Brunswick County assessment roll, as of August 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 212 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC |
| Dec 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2019 · Amount on Record |
| Deed Sale | Dec 2, 2019 · Amount on Record |
| Prior Sale | Oct 15, 2013 · Amount on Record |
| Deed Book / Page | 4283 / 694 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 212 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7610 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047960943 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 4796/943 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Dec 2, 2019 |
| Property Address | 212 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7610 |
| Document Number | 0042830694 |
| Book / Page | 4283 / 0694 |
| Map Reference | MB 3 PG 179&179-A |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $853.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1928 NAPOLI DR, 1928, APEX, NC 27502-9660 |
| Name | Verified Name |
|---|---|
| Address | 212 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7610 |
| Document Number | 42830698 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 4283/0698 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jan 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
Source: Brunswick County assessment roll, as of August 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,044.00 | $539,170 (-) Land $225,000 Building $314,170 | $539,170 (-) Land $225,000 Building $314,170 |
| 2023 | $539,170 Land $225,000 Building $314,170 | $539,170 Land $225,000 Building $314,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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