212 E Palmer Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 212 E Palmer Ave, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,600 sqft · built 1968
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$307,500 (Sep 2024)
Tax Bill$6,439 (2026)
Deeds & MortgagesSep 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 59.16-6-6

Property Details

APN / Parcel Number

Primary APN422800 59.16-6-6
Alternative APN
  • 280005901600060060000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,600 sqft Living Area
1st Floor Area1,600 sqft
Upper Floors Area442 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2000
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions150 ft deep x 65 ft wide
Garage TypeAttached
Garage Area364 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area300 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address212 E PALMER AVE
CitySCHENECTADY
StateNY
Zip12303-2540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description6, R,G,BF,OG-L,ENCPT,ADD VALENTINE MNR 5.-400-17
Legal Block6
Legal Lot Number6.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1012
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9 WICKEN SQ, ALBANY, NY 12205-3835
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2024 · Amount on Record
Deed SaleSep 3, 2024 · Amount on Record
Deed Document Number202451937
Deed Book / Page2136 / 945
Record UpdatedOct 29, 2026

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 3, 2024
Property Address212 E PALMER AVE, SCHENECTADY, NY 12303-2540
Document Number0000051937
Book / Page2136 / 945
Instrument DateAug 14, 2024
Instrument202451937
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,230.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address212 E PALMER AVE, SCHENECTADY, NY 12303-2540

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9 WICKEN SQ, ALBANY, NY 12205-3835

Mortgage

Document Number0000051938
DateSep 3, 2024
Instrument202451938
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2054

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,439.00 (+32.93%)
2025$4,844.00$172,500 (+30.68%) Land $9,900 Building $162,600$265,385 (+52.78%) Land $15,231 Building $250,154
2023$132,000 Land $9,900 Building $122,100$173,700 Land $13,027 Building $160,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

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