212 E Main St, Otterville (Jerseyville), IL 62052 Property Records

Jersey County property record for 212 E Main St, Otterville, IL 62052

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 1945
Lot Size	0.175 acres (7,625 sqft)
Owner	Individual Name on File
Tax Bill	$1,633 (2025)
Deeds & Mortgages	Jan 2019 Refinance Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-153-013-00`

Property Details

APN / Parcel Number

Primary APN	`06-153-013-00`
Alternative APN	`153-013-00`

Interior

Stories	1 Story
Building Area	1,728 sqft Total Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	7,625 sqft (0.175 acres)
Lot Dimensions	122 ft deep x 62.5 ft wide

Location & Zoning

Account Number	153-013-00
Street Address	212 E MAIN ST
City	OTTERVILLE
State	IL
Zip	62052-7470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN OF OTTERVILLE LOT 13 & W1/2 LOT 14 BLK 3. 12-06 100K, 5-92 22.5K, 12-98 46K 1945 1STY/CRAWL 1728SQ 62.5X122 & 4
Legal Subdivision	CITY OF OTTERVILLE
Legal Block	3
Legal Lot Number	13,14
Jurisdiction	JERSEY IL
Township / Civil Division	OTTER CREEK
Census Block Group	2
Census Block	2039
Census Tract	10402

Owner

212 E Main St is owned and occupied by an individual who acquired it in January 2017.

Source: Jersey County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	212 E MAIN ST, OTTERVILLE, IL 62052-7470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED COMMUNITY BANK
Jan 17, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED COMMUNITY BANK BUNKER HILL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2009
Deed Sale	Jan 7, 2009
Deed Book / Page	1543 / 313
Last Transfer Date	Jan 9, 2017
Transfer Doc	02043/0063
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	212 E MAIN ST, OTTERVILLE, IL 62052-7470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900155107
Date	Jan 29, 2019
Instrument	201900155107

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2034

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JERSEY IL
Recording Date	Jan 17, 2017
Property Address	212 E MAIN ST, OTTERVILLE, IL 62052-7470
Document Number	02043/0063
Book / Page	2043 / 0063
Instrument Date	Jan 9, 2017
Instrument	201700148568
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E MAIN ST, OTTERVILLE, IL 62052-7470

Mortgage

Document Number	2043/0066
Date	Jan 17, 2017
Book Page	2043/0066
Instrument	201700148569

Lender

Name	UNITED COMMUNITY BANK BUNKER HILL
Type	Bank
Address	BUNKER HILL, IL 62014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 212 E Main St was $1,633 with a homeowner's exemption, down 2.5% from the year before.

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Otter Creek Township
Municipality	Otterville Town
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,633.00 (-2.51%) Homeowner's exemption	$29,565 (+1.49%) Land $2,470 Building $27,095	$88,695 (+1.49%) Land $7,410 Building $81,285
2024	$1,675.00	$29,130 Land $2,435 Building $26,695	$87,390 Land $7,305 Building $80,085
2022	$1,496.00 Homeowner's exemption	$24,750 Land $2,070 Building $22,680	$74,250 Land $6,210 Building $68,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 212 E Main St in Zone X, an area of minimal flood risk, though there have been 62 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	62 (1978–2016)
Claims Outside the SFHA	6 of 62
Most Recent Claim	Jan 2016 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2008 · 11 claims Severe Storms & Flooding, Aug 1993 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

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