212 E Jefferson Ave, Effingham, IL 62401 Property Records

Effingham County property record for 212 E Jefferson Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	4,592 sqft · built 1973
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (May 2004)
Tax Bill	$7,808 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-025-020`

Property Details

APN / Parcel Number

Primary APN	`03-16-025-020`

Interior

Building Area	4,592 sqft Base Area
1st Floor Area	4,592 sqft
Basement Area	4,592 sqft
Unfinished Basement	4,592 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	16,988 sqft (0.39 acres)

Location & Zoning

Street Address	212 E JEFFERSON AVE
City	EFFINGHAM
State	IL
Zip	62401-3458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 JEFFERSON AVENUE SUBD 2982/154 2030/171 1555/222 1305/149 1305/23 864/46
Legal Subdivision	JEFFERSON AVENUE SUBDIVISION
Legal Lot Number	3
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1058
Census Tract	950800

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	212 E JEFFERSON AVE, EFFINGHAM, IL 62401-3458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK
Jan 27, 2021	Deed of Trust, Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2004 · Amount on Record
Deed Sale	May 17, 2004 · Amount on Record
Deed Document Number	200420403057
Last Transfer Date	Sep 12, 2013
Transfer Doc	2982/154
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	212 E JEFFERSON AVE, EFFINGHAM, IL 62401-3458
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3653/24
Date	Jan 27, 2021
Book Page	3653/24
Instrument	202121000451

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 25, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	212 E JEFFERSON AVE, EFFINGHAM, IL 62401-3458
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3653/1
Date	Jan 27, 2021
Book Page	3653/1
Instrument	202121000449

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 25, 2036

Interest

Rate Type	Adjustable Rate
Rate	0.37%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,808.00 (+11.16%)	$138,400 (+31.9%) Land $44,400 Building $94,000	$415,200 (+31.9%) Land $133,200 Building $282,000
2022	$7,024.00	$104,930 Land $33,660 Building $71,270	$314,790 Land $100,980 Building $213,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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