212 E High St, Garrett, IN 46738 Property Records

DeKalb County property record for 212 E High St, Garrett, IN 46738

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,321 sqft · built 1970
Lot Size	0.077 acres (3,375 sqft)
Owner	Individual Name on Record
Tax Bill	$1,665 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-05-34-307-010.000-013`

Property Details

APN / Parcel Number

Primary APN	`17-05-34-307-010.000-013`
Alternative APN	`260534307010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,321 sqft Living Area
1st Floor Area	1,321 sqft
Basement Area	591 sqft
Unfinished Basement	591 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	3,375 sqft (0.077 acres)
Lot Dimensions	125 ft deep x 27 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	260534307010
Street Address	212 E HIGH ST
City	GARRETT
State	IN
Zip	46738-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OZMUNS 1ST ADD W1/2 LOT 7 BLOCK 2
Legal Subdivision	OZMUNS FIRST ADDITION
Legal Block	2
Legal Lot Number	7
Jurisdiction	DE KALB IN
Township / Civil Division	KEYSER
Census Block Group	3
Census Block	3037
Census Tract	20602

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5865 COUNTY ROAD 31, AUBURN, IN 46706-9654
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Sep 23, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK
Mar 10, 2023	Deed, Transfer
Oct 20, 2022	Warranty Deed, Transfer
Jun 14, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2023
Deed Sale	Mar 10, 2023
Prior Sale	Oct 20, 2022
Deed Document Number	20231177
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Recording Date	Aug 3, 2026
Property Address	212 E HIGH ST, GARRETT, IN 46738-1039
Document Number	0000004109
Instrument Date	Jul 31, 2026
Instrument	20264109
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6184 STATE ROAD 205, GARRETT, IN 46738-9735

Mortgage

Document Number	0000004109,
Date	Aug 3, 2026
Instrument	20264109

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	212 E HIGH ST, GARRETT, IN 46738-1039
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E HIGH ST, GARRETT, IN 46738-1039

Mortgage

Document Number	0202107036
Date	Sep 23, 2021
Instrument	202107036

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	HUNTINGTON, IN 46750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2036

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DE KALB IN
Recording Date	Mar 10, 2023
Property Address	212 E HIGH ST, GARRETT, IN 46738-1039
Document Number	0202301177
Instrument Date	Mar 8, 2023
Instrument	202301177
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E HIGH ST, GARRETT, IN 46738-1039

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Oct 20, 2022
Property Address	212 E HIGH ST, GARRETT, IN 46738-1039
Document Number	0202206682
Map Reference	MB 3 PG 100
Instrument Date	Oct 17, 2022
Instrument	202206682
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E HIGH ST, GARRETT, IN 46738-1039

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Jun 14, 2021
Property Address	212 E HIGH ST, GARRETT, IN 46738-1039
Document Number	0202104353
Instrument Date	Apr 14, 2021
Instrument	202104353
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4614 COUNTY ROAD 35, AUBURN, IN 46706-9702

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Keyser Township
Municipality	Garrett City
Unified School District	Garrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,665.00 (-86.88%)	$90,900 (-21.91%) Land $14,600 Building $76,300	$90,900 (-21.91%) Land $14,600 Building $76,300
2024	$12,690.00 (+206%)	$116,400 (+13.89%) Land $13,700 Building $102,700	$116,400 (+13.89%) Land $13,700 Building $102,700
2023	$4,147.00 (-24.21%)	$102,200 (+0.89%) Land $11,900 Building $90,300	$102,200 (+0.89%) Land $11,900 Building $90,300
2022	$5,472.00	$101,300 Land $11,600 Building $89,700	$101,300 Land $11,600 Building $89,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Auburn Essential Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

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