212 E Cypress St, Winter Garden, FL 34787 Property Records

Orange County property record for 212 E Cypress St, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1963
Lot Size	0.26 acres (11,330 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Sep 2023)
Tax Bill	$4,158 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-22-27-6508-00-090`

Property Details

APN / Parcel Number

Primary APN	`23-22-27-6508-00-090`
Alternative APNs	`272223650800090` `119489` `120271` `121653`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	952 sqft Living Area
Gross Area	1,444 sqft
1st Floor Area	952 sqft
Utility Area	60 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,330 sqft (0.26 acres)
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Storage Building	572 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	212 E CYPRESS ST
City	WINTER GARDEN
State	FL
Zip	34787-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	OVERSTREET CRATE CO REPLAT S/135 LOT 9
Legal Range	27E
Legal Township	22S
Legal Section	23
Legal Subdivision	OVERSTREET CRATE CO BLK H
Legal Tract	6508
Legal Lot Number	9
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3044
Census Tract	17402

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	212 E CYPRESS ST, WINTER GARDEN, FL 34787-4002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 13, 2020	Deed of Trust, Mortgage · Line of Credit SEACOAST NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Deed Document Number	2023538793
Prior Transfer Date	Nov 7, 2016
Prior Transfer Doc	0000609606
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 19, 2023
Property Address	212 E CYPRESS ST, WINTER GARDEN, FL 34787-4002
Document Number	0000538793
Map Reference	MB S PG 135
Instrument Date	Sep 19, 2023
Instrument	20230538793
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	CORE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 EDISON RAY RD, RHINE, GA 31077-1338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E CYPRESS ST, WINTER GARDEN, FL 34787-4002

Mortgage

Document Number	0000538794
Date	Sep 19, 2023
Instrument	20230538794

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	212 E CYPRESS ST, WINTER GARDEN, FL 34787-4002
Document Number	0000555523
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	212 E CYPRESS ST WINTER GARDEN FL 347874002, WINTER GARDEN, FL 34787-4002

Mortgage

Document Number	0000555523
Date	Oct 23, 2020
Instrument	555523

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 22, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,675 (-0.71%) Land $169,950 Building $123,725	$293,675 (-0.71%) Land $169,950 Building $123,725
2025	$4,158.00 (-2.51%)	$295,765 (+96.25%) Land $169,950 Building $125,815	$295,765 (+27.03%) Land $169,950 Building $125,815
2024	$4,265.00 (+142.05%)
2023	$1,762.00 (+3.71%) Homeowner's exemption	$150,707 (+3%)	$232,828 (+20.68%) Land $135,960 Building $96,868
2022	$1,699.00 Homeowner's exemption	$146,317	$192,926 Land $101,970 Building $90,956

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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