Scotland County property record for 212 E Covington St, Laurinburg, NC 28352
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,340 sqft · built 1945 |
| Lot Size | 0.505 acres (22,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $94,000 (Apr 2020) |
| Tax Bill | $1,054 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010054 05010 |
| Primary APN | 010054 05010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,340 sqft Heated Area |
| Gross Area | 2,540 sqft |
| 1st Floor Area | 1,572 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,000 sqft (0.505 acres) |
| Lot Dimensions | 220 ft deep x 100 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 112 sqft |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 906777 |
|---|---|
| Street Address | 212 E COVINGTON ST |
| City | LAURINBURG |
| State | NC |
| Zip | 28352-4510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 210 E COVINGTON ST |
| Jurisdiction | SCOTLAND NC |
| Township / Civil Division | STEWARTSVILLE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 10300 |
Source: Scotland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 212 E COVINGTON ST, LAURINBURG, NC 28352-4510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Apr 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2020 · Amount on File |
| Deed Sale | Apr 30, 2020 · Amount on File |
| Deed Document Number | 20201073 |
| Deed Book / Page | 1661 / 250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTLAND NC |
| Property Address | 212 E COVINGTON ST, LAURINBURG, NC 28352-4510 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 212 E COVINGTON ST, LAURINBURG, NC 28352-4510 |
| Document Number | 1738/73 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 1738/73 |
| Instrument | 2021-00003220 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 342 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTLAND NC |
| Recording Date | Apr 30, 2020 |
| Property Address | 212 E COVINGTON ST, LAURINBURG, NC 28352-4510 |
| Document Number | 1661/250 |
| Book / Page | 1661 / 250 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 2020-00001073 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $188.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 808 W CHURCH ST, 808, LAURINBURG, NC 28352-3541 |
| Name | Verified Name |
|---|---|
| Address | 212 E COVINGTON ST, LAURINBURG, NC 28352-4510 |
| Document Number | 202000001074 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 2020-00001074 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Scotland County assessment roll, as of September 16, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Scotland County |
| Municipality | Laurinburg City |
| Unified School District | Scotland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,054.00 (+7.99%) | $144,310 (+55.09%) Land $12,750 Building $131,560 | $144,310 (+55.09%) Land $12,750 Building $131,560 |
| 2025 | $976.00 (+2.85%) | $93,050 (+2.29%) Land $7,650 Building $85,400 | $93,050 (+2.29%) |
| 2023 | $90,970 (+0.69%) Land $7,650 Building $83,320 | $90,970 (+0.69%) | |
| 2022 | $949.00 | $90,350 Land $7,650 Building $82,700 | $90,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 12, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAURINBURG serves 18,288 people · EPA ID NC0383010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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