212 E Ash St, Watseka, IL 60970 Property Records

Iroquois County property record for 212 E Ash St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.342 acres (14,919 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Nov 2025)
Tax Bill	$2,539 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Jan 2025 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`19 32 430 015`

Property Details

APN / Parcel Number

Primary APN	`19 32 430 015`

Exterior

Lot Area	14,919 sqft (0.342 acres)

Location & Zoning

Street Address	212 E ASH ST
City	WATSEKA
State	IL
Zip	60970-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 9 & 10 BLK 10 CITY OF WATSEKA
Legal Subdivision	TOWN OF SOUTH MIDDLEPORT
Legal Block	10
Legal Lot Number	9,10
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	1
Census Block	1029
Census Tract	950400

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 THOMAS RD, LYNCHBURG, VA 24501-3541
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2025	Deed of Trust, Mortgage · Commercial Mortgage IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCI
Jan 6, 2025	Deed of Trust, Mortgage · Commercial Mortgage IROQUOIS FSLA
Feb 8, 2012	Deed of Trust, Mortgage · Line of Credit IROQUUOIS FEDERAL SAVINGS AND LOAN ASSOC
Nov 10, 2025	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage IROQUOIS FSLA
Jul 14, 2020	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	20253822
Prior Transfer Date	Jul 13, 2020
Prior Transfer Doc	0000002078
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	212 E ASH ST, WATSEKA, IL 60970-1333
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00025R0896
Date	Mar 13, 2025
Instrument	25R0896

Lender

Name	IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCI
Address	WATSEKA, IL 60970

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2055

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	212 E ASH ST, WATSEKA, IL 60970-1333
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00025R0038
Date	Jan 6, 2025
Instrument	25R0038

Lender

Name	IROQUOIS FSLA
Type	Bank
Address	WATSEKA, IL 60970

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 30, 2034

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	212 E ASH ST, WATSEKA, IL 60970-1333
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E ASH ST, WATSEKA, IL 60970-1333

Mortgage

Document Number	00012R0533
Date	Feb 8, 2012
Instrument	12R0533

Lender

Name	IROQUUOIS FEDERAL SAVINGS AND LOAN ASSOC
Type	Seller
Address	201 E CHERRY ST, WATSEKA, IL 60970

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Nov 10, 2025
Property Address	212 E ASH ST, WATSEKA, IL 60970-1333
Document Number	00025R3822
Instrument Date	Nov 7, 2025
Instrument	25R3822
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E ASH ST, WATSEKA, IL 60970-1333

Mortgage

Document Number	00025R3823
Date	Nov 10, 2025
Instrument	25R3823

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.75%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jun 22, 2021
Property Address	212 E ASH ST, WATSEKA, IL 60970-1333
Document Number	00021R2454
Instrument Date	Jun 21, 2021
Instrument	21R2454
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 E CHERRY ST, 201, WATSEKA, IL 60970-1661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 S BELMONT AVE, WATSEKA, IL 60970-1702

Mortgage

Document Number	00021R2455
Date	Jun 22, 2021
Instrument	21R2455

Lender

Name	IROQUOIS FSLA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jun 16, 2050

July 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jul 14, 2020
Property Address	212 E ASH ST, WATSEKA, IL 60970-1333
Document Number	00020R2078
Instrument Date	Jul 13, 2020
Instrument	20R2078
Transaction Type	Foreclosure
Record Updated	Jun 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 E CHERRY ST, WATSEKA, IL 60970-1661

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,539.00 (+1,048.87%)	$24,890 (+1,041.74%) Land $1,190 Building $23,700	$74,670 (+1,041.74%) Land $3,570 Building $71,100
2024	$221.00 (-92.44%)	$2,180 (-92.13%) Land $1,090 Building $1,090	$6,540 (-92.13%) Land $3,270 Building $3,270
2022	$2,925.00	$27,690 Land $9,410 Building $18,280	$83,070 Land $28,230 Building $54,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	237 (1979–2018)
Claims Outside the SFHA	4 of 237
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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