212 E 4th St, Wilton, IA 52778 Property Records

Muscatine County property record for 212 E 4th St, Wilton, IA 52778

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,360 sqft · built 1998
Lot Size	0.217 acres (9,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Jan 2026)
Tax Bill	$3,658 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit May 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0406171009`

Property Details

APN / Parcel Number

Primary APN	`0406171009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Unfinished Basement	1,008 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,450 sqft (0.217 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	256 sqft
Patio Area	320 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	212 E 4TH ST
City	WILTON
State	IA
Zip	52778-7748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-MIXED R
Legal Description	6-78-1W LOT 3 BLK 47 BUTTERFIELD'S ADD 1998-6806
Legal Subdivision	BUTTERFIELD'S (BUTT'S ADD)
Legal Block	47
Legal Lot Number	3
Jurisdiction	MUSCATINE IA
Township / Civil Division	WILTON
Census Block Group	4
Census Block	4018
Census Tract	50200

Owner

Source: Muscatine County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	212 E 4TH ST, WILTON, IA 52778-7748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
May 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK & TRUST COMPANY
Jun 7, 2016	Deed of Trust, Mortgage · FHA Mortgage INLAND BANK & TRUST
Jan 21, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 19, 2022	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 15, 2015	Warranty Deed, Transfer · FHA Mortgage RUHL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	2026249
Prior Transfer Date	Apr 3, 2015
Prior Transfer Doc	201501585
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	212 E 4TH ST, WILTON, IA 52778-7748
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002945
Date	Jun 5, 2020
Instrument	2020-02945

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	WEST LIBERTY, IA 52776

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	212 E 4TH ST, WILTON, IA 52778-7748
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202401677
Date	May 1, 2024
Instrument	2024-01677

Lender

Name	HILLS BANK & TRUST COMPANY
Type	Private Party
Address	131 MAIN ST, HILLS, IA 52235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2025

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	212 E 4TH ST, WILTON, IA 52778-7748
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	GOMEZ TITLE AND CLOSING COMPANY, GOMEZ TITLE & CLOSING CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201602818
Date	Jun 7, 2016
Instrument	2016-02818

Lender

Name	INLAND BANK & TRUST
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2046

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Jan 21, 2026
Property Address	212 E 4TH ST, WILTON, IA 52778-7748
Document Number	0202600249
Instrument Date	Jan 10, 2026
Instrument	2026-00249
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$391.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	212 E 4TH ST, WILTON, IA 52778-7748

Mortgage

Document Number	0202600250
Date	Jan 21, 2026
Instrument	2026-00250

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Apr 19, 2022
Property Address	212 E 4TH ST, WILTON, IA 52778-7748
Document Number	0202202046
Instrument Date	Mar 25, 2022
Instrument	2022-02046
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$354.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E 4TH ST, WILTON, IA 52778-7748

Mortgage

Document Number	0202202047
Date	Apr 19, 2022
Instrument	2022-02047

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Apr 15, 2015
Property Address	212 E 4TH ST, WILTON, IA 52778-7748
Document Number	201501584
Map Reference	DOC2013-04084
Instrument Date	Mar 9, 2015
Instrument	2015-01584
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	212 E 4TH ST, WILTON, IA 52778-7748

Mortgage

Document Number	0201501586
Date	Apr 15, 2015
Instrument	2015-01586

Lender

Name	RUHL MORTGAGE LLC
Address	MOLINE, IL 61265

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2045

Tax Assessment & Valuation

Source: Muscatine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Muscatine County
Municipality	Wilton City
Unified School District	Wilton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,658.00 (-2.61%) Homeowner's exemption	$237,940 (+1.23%) Land $18,220 Building $219,720	$237,940 (+1.23%) Land $18,220 Building $219,720
2024	$3,756.00 (+17.01%)
2023		$235,055 (+28.71%) Land $18,190 Building $216,865	$235,055 (+28.71%) Land $18,190 Building $216,865
2022	$3,210.00	$182,630 Land $17,160 Building $165,470
2021			$182,630 Land $17,160 Building $165,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILTON WATER SUPPLY serves 2,924 people · EPA ID IA7078026
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WTC Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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