212 Dove Hill Ln, Spruce Pine, NC 28777 Property Records

Avery County property record for 212 Dove Hill Ln, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1989
Lot Size	2.43 acres (105,851 sqft)
Owner	Individual Name on File
Tax Bill	$551 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`75121`

Property Details

APN / Parcel Number

Primary APN	`75121`
Alternative APN	`18010095336500000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,520 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	105,851 sqft (2.43 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	153 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	75121
Street Address	212 DOVE HILL LN
City	SPRUCE PINE
State	NC
Zip	28777-9333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:7 CITY/MUNI/TWP:TOE RIVER
Jurisdiction	AVERY NC
Township / Civil Division	INGALLS
Census Block Group	1
Census Block	1020
Census Tract	930400

Owner

212 Dove Hill Ln is owned and occupied by an individual who acquired it in March 2021.

Source: Avery County records, as of December 3, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	212 DOVE HILL LN, SPRUCE PINE, NC 28777-9333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021
Deed Sale	Mar 15, 2021
Deed Document Number	0005571819
Deed Book / Page	557 / 1819
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	212 DOVE HILL LN, SPRUCE PINE, NC 28777-9333
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001921
Date	Apr 7, 2021
Book Page	558/1459
Instrument	2021001921

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Type Change Date	May 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.95%
Index	5-Year TN
Max Rate	8.95%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Mar 15, 2021
Property Address	212 DOVE HILL LN, SPRUCE PINE, NC 28777-9333
Document Number	0000001501
Book / Page	557 / 1819
Instrument Date	Mar 15, 2021
Instrument	2021001501
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 DOVE HILL LN, SPRUCE PINE, NC 28777-9333

Tax Assessment & Valuation

The 2025 property tax bill for 212 Dove Hill Ln was $551.

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$551.00	$137,900 Land $27,800 Building $110,100	$137,900 Land $27,800 Building $110,100
2023	$551.00	$137,900 (-) Land $27,800 Building $110,100	$137,900 (-) Land $27,800 Building $110,100
2022	$551.00	$137,900 Land $27,800 Building $110,100	$137,900 Land $27,800 Building $110,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 212 Dove Hill Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 Dove Hill Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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