212 Charles St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 212 Charles St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,922 sqft · built 2014
Lot Size	0.086 acres (3,746 sqft)
Owner	2 Individual Names on Record
Last Sale	$417,000 (Jun 2018)
Tax Bill	$5,184 (2026)
Deeds & Mortgages	Apr 2022 Transfer Mar 2022 Transfer + 2 more
APN	`7789-22-1294`

Property Details

APN / Parcel Number

Primary APN	`7789-22-1294`
Alternative APNs	`89 407` `996`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,922 sqft Living Area
1st Floor Area	952 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	100 ft deep x 37 ft wide
Garage Area	988 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	36 sqft
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	212 CHARLES ST
City	FREDERICKSBURG
State	VA
Zip	22401-6064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 1 BL 89-L1
Legal Lot Number	1
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	3
Census Block	3017
Census Tract	400

Owner

Source: Fredericksburg City records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	212 CHARLES ST, FREDERICKSBURG, VA 22401-6064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Intrafamily Transfer, Transfer
Mar 3, 2022	Intrafamily Transfer, Transfer
Feb 6, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 4, 2018	Warranty Deed, Transfer · VA Mortgage C&F MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Prior Sale	May 1, 2015 · Amount on Record
Deed Document Number	20181116
Last Transfer Date	Mar 2, 2022
Transfer Doc	0202201196
Record Updated	Jun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Apr 20, 2022
Property Address	212 CHARLES ST, FREDERICKSBURG, VA 22401-6064
Document Number	0202201196
Instrument Date	Mar 2, 2022
Instrument	202201196
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Mar 3, 2022
Property Address	212 CHARLES ST, FREDERICKSBURG, VA 22401-6064
Document Number	0202200652
Instrument Date	Mar 2, 2022
Instrument	202200652
Transaction Type	Transfer
Record Updated	Apr 13, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 CHARLES ST, FREDERICKSBURG, VA 22401-6064

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	212 CHARLES ST, FREDERICKSBURG, VA 22401-6064
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000357
Date	Feb 6, 2020
Instrument	202000357

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Jun 4, 2018
Property Address	212 CHARLES ST, FREDERICKSBURG, VA 22401-6064
Document Number	0180001116
Instrument Date	May 18, 2018
Instrument	180001116
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 CHARLES ST, FREDERICKSBURG, VA 22401-6064

Mortgage

Document Number	0180001117
Date	Jun 4, 2018
Instrument	180001117

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,184.00 (+43.28%)	$640,000 (+57.4%) Land $165,000 Building $475,000	$640,000 (+57.4%) Land $165,000 Building $475,000
2024	$3,618.00	$406,600 Land $92,000 Building $314,600	$406,600 Land $92,000 Building $314,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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