212 Central St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 212 Central St, Acton, MA 01720

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,218 sqft · built 2008
Lot Size0.35 acres (15,253 sqft)
OwnerIndividual Name on Record
Last Sale$242,250 (May 2023)
Tax Bill$4,428 (2025)
Deeds & MortgagesMay 2023 Mortgage
May 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNF2B 64 1

Property Details

APN / Parcel Number

Primary APNF2B 64 1
Alternative APN
  • ACTO M:00F2B B:0064 L:0001

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,218 sqft Living Area
Gross Area1,857 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleOther
Lot Area15,253 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberF2B 64 1
Street Address212 CENTRAL ST
CityACTON
StateMA
Zip01720-2803
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSM
Legal Block64
Legal Lot Number1
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group1
Census Block1019
Census Tract363201

Owner

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address212 CENTRAL ST, ACTON, MA 01720-2803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2023Deed of Trust, Mortgage · Stand-Alone First Mortgage
MASSACHUSETTS COMM HOUSING & COMMUNITY D
May 1, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
COOPERATIVE BANK
Jul 17, 2017Quit Claim Deed, Transfer
SANTANDER BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2023 · Amount on Record
Deed SaleMay 1, 2023 · Amount on Record
Prior SaleJul 17, 2017 · Amount on Record
Deed Book / Page81485 / 352
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address212 CENTRAL ST, ACTON, MA 01720-2803
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number081485-396
DateMay 1, 2023
Book Page81485/396
Instrument44254
Lender
NameMASSACHUSETTS COMM HOUSING & COMMUNITY D
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateMay 1, 2023
Property Address212 CENTRAL ST, ACTON, MA 01720-2803
Document Number081485-352
Book / Page81485 / 352
Instrument DateMay 1, 2023
Instrument44251
Transaction TypeTransfer
Record UpdatedMay 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 CENTRAL ST # 2, 2, ACTON, MA 01720-2803

Mortgage

Document Number0000044252
DateMay 1, 2023
Instrument44252
Lender
NameCOOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number081485-388
DateMay 1, 2023
Book Page81485/388
Instrument44253
Lender
NameCOOPERATIVE BANK
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateJul 17, 2017
Property Address212 CENTRAL ST, ACTON, MA 01720-2803
Document Number69616-288
Book / Page69616 / 288
Instrument111411
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$33.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 CENTRAL ST, ACTON, MA 01720-2803

Mortgage

Document Number696160307
DateJul 17, 2017
Instrument69616/0307
Lender
NameSANTANDER BANK NA
Agreement
AmountAmount Recorded
Term360 Months
DueJul 17, 2047

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,428.00 (+14.8%)$258,200 (+11.58%) Building $258,200$324,710 (+2.46%)
2024$3,857.00 (+5.96%)$231,400 (+11.63%) Building $231,400$316,920
2023$3,640.00$207,300 Building $207,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1979–1982)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACTON WATER SUPPLY DISTRICT
serves 21,285 people · EPA ID MA2002000
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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