212 Cardinal Ave, Sebring, FL 33870 Property Records

Highlands County property record for 212 Cardinal Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2007
Lot Size	0.229 acres (10,013 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Aug 2021)
Tax Bill	$2,262 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C354802002400150`

Property Details

APN / Parcel Number

Primary APN	`C354802002400150`
Alternative APN	`C-35-34-28-020-0240-0150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,608 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,013 sqft (0.229 acres)
Lot Dimensions	134 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	544 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C354802002400150
Street Address	212 CARDINAL AVE
City	SEBRING
State	FL
Zip	33870-5905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING HILLS SOUTH UNIT 2 PB 9-PG 7 LOT 15 BLK 24
Legal Range	28E
Legal Township	34S
Legal Section	35
Legal Subdivision	SEBRING HILLS SO UNIT 2
Legal Block	24
Legal Lot Number	15
Legal Unit	2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1038
Census Tract	960602

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	212 CARDINAL AVE, SEBRING, FL 33870-5905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Warranty Deed, Transfer · USDA Mortgage CELEBRITY HOME LOANS LLC
Jun 22, 2018	Warranty Deed, Transfer · Conventional Mortgage METROPLEX MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Jun 22, 2018 · Amount on Record
Deed Document Number	2050345
Deed Book / Page	2846 / 503
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 24, 2021
Property Address	212 CARDINAL AVE, SEBRING, FL 33870-5905
Document Number	0002050345
Book / Page	2846 / 503
Map Reference	MB 9 PG 7
Instrument Date	Aug 19, 2021
Instrument	2050345
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	BLUE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 CARDINAL AVE, 212, SEBRING, FL 33870-5905

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002846505
Date	Aug 24, 2021
Instrument	2846/505

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 22, 2018
Property Address	212 CARDINAL AVE, SEBRING, FL 33870-5905
Document Number	0001901113
Book / Page	2641 / 1786
Map Reference	MB9 PG7
Instrument Date	Jun 19, 2018
Instrument	1901113
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 CARDINAL AVE, 212, SEBRING, FL 33870-5905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 CARDINAL AVE, SEBRING, FL 33870-5905

Mortgage

Document Number	0001901114
Date	Jun 22, 2018
Instrument	1901114

Lender

Name	METROPLEX MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$189,182 (+5.99%)	$199,648 (-2.08%) Land $10,429 Building $189,219
2024	$2,262.00 (+2.26%)
2023	$2,212.00 (-1.16%) Homeowner's exemption	$178,495 (+0.48%)	$203,891 (+14.78%) Land $9,656 Building $194,235
2022	$2,238.00 Homeowner's exemption	$177,643 Land $5,794 Building $171,849	$177,643 Land $5,794 Building $171,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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