212 Bent Arrow Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 212 Bent Arrow Dr, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 984 sqft · built 1980
Lot Size0.058 acres (2,534 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Nov 2023)
Tax Bill$2,268 (2025)
Deeds & MortgagesFeb 2024 Transfer
Nov 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-000-590-5027-8

Property Details

APN / Parcel Number

Primary APNC56-000-590-5027-8
Alternative APN
  • 00-2S-22-4520-000A-0180

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area984 sqft Heated Area
Gross Area1,220 sqft
1st Floor Area984 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area2,534 sqft (0.058 acres)
PorchOpen Porch
Porch Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address212 BENT ARROW DR
CityDESTIN
StateFL
Zip32541-2560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN OAKS S/D LOT 18 & W4 FT OF LOT 19 BLK A
Legal Range22
Legal Township02S
Legal SubdivisionINDIAN OAKS S/D
Legal BlockA
Legal Lot Number18
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1011
Census Tract23307

Owner

212 Bent Arrow Dr is owned and occupied by an individual who acquired it in August 2025.

Source: Okaloosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address212 BENT ARROW DR, DESTIN, FL 32541-2560
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2024Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 22, 2023Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 13, 2018Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2023 · Amount on File
Deed SaleNov 22, 2023 · Amount on File
Prior SaleFeb 6, 2024
Deed Document Number0003658870
Last Transfer DateAug 27, 2025
Transfer Doc0003770684
Record UpdatedJun 8, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateFeb 6, 2024
Property Address212 BENT ARROW DR, DESTIN, FL 32541-2560
Document Number0003669701
Map ReferenceMB 5 PG 156
Instrument DateFeb 1, 2024
Instrument3669701
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address28011 MINARET CT, CASTAIC, CA 91384-3736

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address28011 MINARET CT, CASTAIC, CA 91384-3736

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 22, 2023
Property Address212 BENT ARROW DR, DESTIN, FL 32541-2560
Document Number0003658870
Map ReferenceMB 5 PG 156
Instrument DateNov 21, 2023
Instrument3658870
Transaction TypeTransfer
Record UpdatedJan 12, 2024
Title CompanySHORELINE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2504 WILDERNESS BLVD W, PARRISH, FL 34219-9370

Transferred To (Grantee/Buyer)

NameVerified Name
Address28011 MIDARET COURT, CASTAIC, CA 91384-3736

Mortgage

Document Number0003658871
DateNov 22, 2023
Instrument3658871
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address212 BENT ARROW DR, DESTIN, FL 32541-2560
Transaction TypeMortgage
Record UpdatedFeb 26, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035240218
DateFeb 8, 2021
Book Page3524/218
Instrument3428227
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 13, 2018
Property Address212 BENT ARROW DR, DESTIN, FL 32541-2560
Document Number0033404931
Book / Page003340 / 004931
Instrument DateMar 9, 2018
Instrument3193764
Transaction TypeTransfer
Record UpdatedMay 2, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,134.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 AIRPORT RD FL, FL

Mortgage

Document Number33404933
DateMar 13, 2018
Book Page003340/004933
Instrument3193765
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 212 Bent Arrow Dr was $2,268.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,268.00$191,551 Land $82,658 Building $108,893$191,551 Land $82,658 Building $108,893
2023$995.00 (+4.96%) Homeowner's exemption$121,840 (+4.01%)$187,949 (+16.33%) Land $71,250 Building $116,699
2022$948.00 Homeowner's exemption$117,146$161,564 Land $52,967 Building $108,597

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 212 Bent Arrow Dr in Zone X, an area of minimal flood risk, though there have been 96 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims96 (1982–2014)
Claims Outside the SFHA50 of 96
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Hurricane Frances, Sep 2004 · 39 claims
  • Hurricane Georges, Sep 1998 · 9 claims
  • Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 212 Bent Arrow Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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