Santa Cruz County property record for 212 Aptos Beach Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,150 sqft Living Area |
| Lot Size | 1,655 sqft (0.038 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,200,000 (2025) |
| Tax Bill | $9,634.00 (2025) |
| Primary APN | 042-171-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,150 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,655 sqft (0.038 acres) |
| Garage Type | Carport Garage |
| Garage Area | 188 sqft Garage |
| Carport | Carport |
| Carport Area | 188 sqft Carport |
| Deck Area | 136 sqft Deck |
| Patio Area | 136 sqft Patio |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 212 APTOS BEACH DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4531 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | APTOS BEACH COUNTRY CLUB PROPE |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 122205 |
Source: Santa Cruz County records · APN 042-171-02
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 212 APTOS BEACH DR, APTOS, CA 95003-4531 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Mar 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Sep 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 12, 2019 | Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC |
| Feb 21, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 2025 · Amount on Record |
| Deed Sale | Jun 20, 2025 · Amount on Record |
| Prior Sale | Jul 12, 2019 · Amount on Record |
| Deed Doc Number | 202512812 |
| Prior Transfer Date | Feb 14, 2019 |
| Prior Transfer Doc | 0000004502 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 212 APTOS BEACH DR, APTOS, CA 95003-4531 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Title Company | BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC |
| Name | Verified Name |
|---|---|
| Address | 212 APTOS BEACH DR, APTOS, CA 95003-4531 |
| Document Number | 0000004589 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 2026-0004589 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.55% |
| Type Change Date | Apr 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 212 APTOS BEACH DR, APTOS, CA 95003-4531 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Title Company | AMROCK TITLE CA INC, AMROCK TITLE CA |
| Name | Verified Name |
|---|---|
| Address | 212 APTOS BEACH DR, APTOS, CA 95003-4531 |
| Document Number | 0000045636 |
|---|---|
| Date | Sep 03, 2021 |
| Instrument | 2021-0045636 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 12, 2019 |
| Property Address | 212 APTOS BEACH DR, APTOS, CA 95003-4531 |
| Document Number | 0000019468 |
| Map Reference | MB 23 PG 25 |
| Instrument Date | Jul 09, 2019 |
| Instrument | 2019-0019468 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 212 APTOS BEACH DR, APTOS, CA 95003-4531 |
| Document Number | 0000019469 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 2019-0019469 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 21, 2019 |
| Property Address | 212 APTOS BEACH DR, APTOS, CA 95003-4531 |
| Document Number | 0000004502 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 4502 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 533 AIRPORT BLVD #400 BURLINGAME CA 940102013, 400, BURLINGAME, CA 94010-2013 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,224,000 (+70.75%) Land $918,000 Building $306,000 | ||
| 2025 | $9,634.00 (+10.55%) Homeowner's exemption | $716,832 (+4.04%) Land $557,536 Building $159,296 | |
| 2023 | $8,715.00 (+2.17%) Homeowner's exemption | $688,997 Land $535,887 Building $153,110 | $782,730 |
| 2022 | $8,530.00 |
212 Aptos Beach Dr is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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