212 7th St, Ceresco, NE 68017 Property Records

Saunders County property record for 212 7th St, Ceresco, NE 68017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,026 sqft · built 1977
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jun 2026)
Tax Bill	$2,886 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2983-32-2-03075-003-8000`

Property Details

APN / Parcel Number

Primary APN	`2983-32-2-03075-003-8000`
Alternative APN	`005298000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	1,026 sqft
Basement Area	1,026 sqft
Finished Basement	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	212 7TH ST
City	CERESCO
State	NE
Zip	68017-4150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 12 BLK 3 WESTRIDGE KNOLLS FIRST ADDITION REPLAT CERESCO; MAP NUMBER: 2983-32-2-03075-003-8000
Legal Range	07
Legal Township	13
Legal Section	32
Legal Subdivision	CERESCO-WESTRIDGE REPLAT
Legal Block	3
Legal Lot Number	12
Jurisdiction	SAUNDERS NE
Township / Civil Division	RICHLAND
Census Block Group	4
Census Block	4156
Census Tract	968200

Owner

212 7th St is owned and occupied by two individuals who bought it in June 2026.

Source: Saunders County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	212 7TH ST, CERESCO, NE 68017-4150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · Conventional Mortgage WEST GATE BANK
Feb 14, 2022	Warranty Deed, Transfer
Dec 14, 2020	Warranty Deed, Transfer · FHA Mortgage MORIA DEVELOPMENTS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	Feb 14, 2022 · Amount on File
Deed Document Number	2026388
Deed Book / Page	638 / 195
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jun 25, 2026
Property Address	212 7TH ST, CERESCO, NE 68017-4150
Document Number	0000000388
Book / Page	638 / 195
Instrument Date	Jun 22, 2026
Instrument	2026388
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	TITLE SERVICES, TITLE SERVICES OF SAUNDERS COU

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,550.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 7TH ST, CERESCO, NE 68017-4150

Mortgage

Document Number	0000000389,
Date	Jun 25, 2026
Instrument	202606389

Lender

Name	WEST GATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Feb 14, 2022
Property Address	212 7TH ST, CERESCO, NE 68017-4150
Document Number	0005751331
Book / Page	575 / 1331
Instrument Date	Feb 11, 2022
Instrument	2022-02-182
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount on Record
Tax	$456.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Dec 14, 2020
Property Address	212 7TH ST, CERESCO, NE 68017-4150
Document Number	0005490638
Book / Page	549 / 638
Instrument Date	Dec 1, 2020
Instrument	2020-12-280
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	HOMESERVICES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005490639
Date	Dec 14, 2020
Book Page	549/639
Instrument	2020-12-281

Lender

Name	MORIA DEVELOPMENTS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 212 7th St was $2,886.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Ceresco Village
County	Saunders County
County Subdivision	Richland Township
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,886.00	$202,923 Land $23,400 Building $179,523	$202,923 Land $23,400 Building $179,523
2023	$3,313.00	$186,826 Land $17,940 Building $168,886	$186,826 Land $17,940 Building $168,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 212 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Jul 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 7th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CERESCO serves 919 people · EPA ID NE3115503
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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