2119 Root Ln, Cary, IL 60013 Property Records

McHenry County property record for 2119 Root Ln, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,111 sqft · built 1921
Lot Size	0.569 acres (24,783 sqft)
Owner	2 Company Names on File
Last Sale	$590,000 (Sep 2015)
Tax Bill	$16,202 (2024)
Deeds & Mortgages	Oct 2023 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-24-251-058`

Property Details

APN / Parcel Number

Primary APN	`19-24-251-058`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,111 sqft Living Area
1st Floor Area	3,078 sqft
Basement Area	1,856 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Cape Cod
Lot Area	24,783 sqft (0.569 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	2119 ROOT LN
City	CARY
State	IL
Zip	60013-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0025897 LTS 48 & 49 & PT LT 93 S OF CARY CREEK & PT VAC RIVER DR LYING BET WLY LT 48 LINE EXT NLY & ELY LINE LT & 49 EXT NLY ROOT SPRINGS SUB
Legal Subdivision	ROOT SPRINGS SUB
Legal Lot Number	48,49
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2006
Census Tract	871600

Owner

Source: McHenry County assessment roll, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2119 ROOT LN, CARY, IL 60013-2838
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 2015 · Amount on Record
Deed Sale	Sep 17, 2015 · Amount on Record
Prior Sale	Jan 9, 2013 · Amount on Record
Deed Document Number	201535104
Last Transfer Date	Oct 10, 2023
Transfer Doc	0000025897
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Oct 12, 2023
Property Address	2119 ROOT LN, CARY, IL 60013-2838
Document Number	0000025897
Map Reference	DOC 46000
Instrument Date	Oct 10, 2023
Instrument	2023R0025897
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2119 ROOT LN, CARY, IL 60013-2838

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2119 ROOT LN, CARY, IL 60013-2838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027350
Date	Jul 21, 2020
Instrument	2020R0027350

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2119 ROOT LN, CARY, IL 60013-2838
Document Number	0000038603
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2119 ROOT LN CARY IL 600132838, CARY, IL 60013-2838

Mortgage

Document Number	0000038603
Date	Oct 17, 2017
Instrument	38603

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 16, 2037

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$16,202.00	$210,685 (+0.93%) Land $50,261 Building $160,424	$632,055 (+0.93%) Land $150,783 Building $481,272
2022	Homeowner's exemption	$208,738 Land $71,360 Building $137,378	$626,214 Land $214,080 Building $412,134

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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