2119 E Prospect Ave, Ponca City, OK 74604 Property Records

Kay County property record for 2119 E Prospect Ave, Ponca City, OK 74604

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,050 sqft · built 1958
Lot Size0.373 acres (16,248 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (May 2014)
Tax Bill$1,170 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0980-00-001-001-0-000-00

Property Details

APN / Parcel Number

Primary APN0980-00-001-001-0-000-00
Alternative APN
  • 7525

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,050 sqft Living Area
1st Floor Area2,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2007
Architectural StyleTraditional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area16,248 sqft (0.373 acres)
Garage TypeMixed
Garage Area1,270 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number7525
Street Address2119 E PROSPECT AVE
CityPONCA CITY
StateOK
Zip74604-2431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP C-NORTH CREST BLOCK 1 LOT 1
Legal Range02E
Legal Township26N
Legal Section11
Legal SubdivisionNORTH CREST
Legal Block1
Legal Lot Number1
JurisdictionKAY OK
Township / Civil DivisionPONCA CITY
Census Block Group3
Census Block3008
Census Tract202

Owner

2119 E Prospect Ave is owned and occupied by an individual who bought it in May 2014.

Source: Kay County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address2119 E PROSPECT AVE, PONCA CITY, OK 74604-2431
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2014 · Amount on File
Deed SaleMay 21, 2014 · Amount on File
Prior SaleApr 14, 2009 · Amount on File
Deed Document Number20144185
Deed Book / Page1644 / 194
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAY OK
Property Address2119 E PROSPECT AVE, PONCA CITY, OK 74604-2431
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005582
DateAug 11, 2020
Book Page1843/145
Instrument2020-005582
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2119 E Prospect Ave was $1,170 with a homeowner's exemption, up 4.3% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyKay County
MunicipalityPonca City
Unified School DistrictPonca City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,631 (+3%) Land $1,392 Building $12,239$123,915 (-1.49%) Land $12,653 Building $111,262
2025$1,170.00 (+4.28%) Homeowner's exemption$13,234 (+3%) Land $1,351 Building $11,883$125,783 (-6.24%) Land $12,284 Building $113,499
2024$1,122.00 (+1.45%) Homeowner's exemption$12,848 (+3%) Land $1,351 Building $11,497$134,160 (+7.83%) Land $12,284 Building $121,876
2023$1,106.00 Homeowner's exemption$12,474 Land $1,351 Building $11,123$124,417 Land $12,284 Building $112,133

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2119 E Prospect Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1979–2014)
Claims Outside the SFHA6 of 6
Most Recent ClaimJun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2119 E Prospect Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKAY CO RWD #3
serves 1,000 people · EPA ID OK3003602
Water SourcePurchased surface water from PONCA CITY MUN WATER
Last State InspectionOct 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ponca City Utility Authority
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20
Nextlink
Fixed Wireless
100 / 20

May also be available: Chisholm Broadband, T-Mobile.

Nearby Properties on E Prospect Ave

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