Kootenai County property record for 21186 N Cochran Ln, Rathdrum, ID 83858
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,076 sqft · built 1979 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $575,000 (Aug 2022) |
| Tax Bill | $929 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 059200000600 |
| Primary APN | 059200000600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,076 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| Basement Area | 884 sqft |
| Finished Basement | 884 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Lot Area | 7,100 sqft (0.163 acres) |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Account Number | 136833 |
|---|---|
| Street Address | 21186 N COCHRAN LN |
| City | RATHDRUM |
| State | ID |
| Zip | 83858-7866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESRES |
| Legal Description | PERCY COCHRAN BEACH, LT 60 0852N04W |
| Legal Range | 04W |
| Legal Township | 52N |
| Legal Section | 08 |
| Legal Subdivision | PERCY COCHRAN BEACH |
| Legal Lot Number | 60,852 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | SPIRIT LAKE-ATHOL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 101 |
Source: Kootenai County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21186 N COCHRAN LN, RATHDRUM, ID 83858-7866 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK |
| Oct 21, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on Record |
| Deed Sale | Aug 26, 2022 · Amount on Record |
| Prior Sale | Jan 7, 2009 · Amount on Record |
| Deed Document Number | 20222913195 |
| Prior Transfer Date | Dec 22, 2008 |
| Prior Transfer Doc | 0002191539 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Recording Date | Aug 26, 2022 |
| Property Address | 21186 N COCHRAN LN, RATHDRUM, ID 83858-7866 |
| Document Number | 2913195000 |
| Map Reference | MB D PG 23 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2913195000 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Title Company | TITLEONE BOISE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21186 N COCHRAN LN, RATHDRUM, ID 83858-7866 |
| Document Number | 2913196000 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 2913196000 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 21186 N COCHRAN LN, RATHDRUM, ID 83858-7866 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 2718319000 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 2718319000 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 5, 2049 |
Source: Kootenai County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Unified School District | Lakeland Joint School District 272 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $929.00 (-16.98%) Homeowner's exemption | $373,190 (-10.45%) Land $136,800 Building $236,390 | $373,190 (-10.45%) Land $136,800 Building $236,390 |
| 2024 | $1,119.00 (+4.68%) | ||
| 2023 | $1,069.00 Homeowner's exemption | $416,730 (-0.49%) Land $180,000 Building $236,730 | $416,730 (-0.49%) Land $180,000 Building $236,730 |
| 2022 | Homeowner's exemption | $418,774 Land $181,300 Building $237,474 | $418,774 Land $181,300 Building $237,474 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.8% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWIN LAKES SERVICE AREA public/private · serves 2,023 people · EPA ID ID1280099 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intermax Networks Fiber | 1,000 / 1,000 |
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