21186 N Circle Rd, Rathdrum, ID 83858 Property Records

Kootenai County property record for 21186 N Circle Rd, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,498 sqft · built 1992
Lot Size	0.284 acres (12,371 sqft)
Owner	2 Individual Names on Record
Last Sale	$324,900 (Sep 2020)
Tax Bill	$1,548 (2025)
Deeds & Mortgages	Jun 2021 Transfer Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`083200050120`

Property Details

APN / Parcel Number

Primary APN	`083200050120`
Alternative APN	`137576`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,498 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Great Room	Great Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	12,371 sqft (0.284 acres)
Garage Type	Attached
Garage Area	892 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	137576
Street Address	21186 N CIRCLE RD
City	RATHDRUM
State	ID
Zip	83858-7854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESRES
Legal Description	TWIN LAKES VILLAGE, LT 12 BLOCK 5 0852N04W
Legal Range	04W
Legal Township	52N
Legal Section	08
Legal Subdivision	TWIN LAKES VILLAGE
Legal Block	5
Legal Lot Number	12
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	1
Census Block	1013
Census Tract	101

Owner

Source: Kootenai County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21186 N CIRCLE RD, RATHDRUM, ID 83858-7854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Intrafamily Transfer, Transfer
Sep 24, 2020	Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Jul 30, 2018	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Aug 24, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	20202779520000
Last Transfer Date	Jun 2, 2021
Transfer Doc	0002837549
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Jun 2, 2021
Property Address	21186 N CIRCLE RD, RATHDRUM, ID 83858-7854
Document Number	2837549000
Map Reference	MB E PG 151
Instrument Date	Jun 2, 2021
Instrument	2837549000
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21186 N CIRCLE RD, RATHDRUM, ID 83858-7854

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Sep 24, 2020
Property Address	21186 N CIRCLE RD, RATHDRUM, ID 83858-7854
Document Number	2779520000
Map Reference	MB E PG 151
Instrument Date	Sep 22, 2020
Instrument	2779520000
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21186 N CIRCLE RD, RATHDRUM, ID 83858-7854

Mortgage

Document Number	2779521000
Date	Sep 24, 2020
Instrument	2779521000

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jul 30, 2018
Property Address	21186 N CIRCLE RD, RATHDRUM, ID 83858-7854
Document Number	2654456000
Map Reference	MB E PG 151
Instrument Date	Jun 14, 2018
Instrument	2654456000
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21186 N CIRCLE RD, RATHDRUM, ID 83858-7854

Mortgage

Document Number	2654457000
Date	Jul 30, 2018
Instrument	2654457000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Aug 24, 2018
Property Address	21186 N CIRCLE RD, RATHDRUM, ID 83858-7854
Document Number	2658433000
Map Reference	MB E PG 151
Instrument Date	Jun 14, 2018
Instrument	2658433000
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21186 N CIRCLE RD, RATHDRUM, ID 83858-7854

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,548.00 (-7.53%) Homeowner's exemption	$568,208 (+14.85%) Land $200,000 Building $368,208	$568,208 (+14.85%) Land $200,000 Building $368,208
2024	$1,674.00 (+25.86%)
2023	$1,330.00 Homeowner's exemption	$494,760 (-11.21%) Land $184,800 Building $309,960	$494,760 (-11.21%) Land $184,800 Building $309,960
2022	Homeowner's exemption	$557,251 Land $176,000 Building $381,251	$557,251 Land $176,000 Building $381,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWIN LAKES SERVICE AREA public/private · serves 2,023 people · EPA ID ID1280099
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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