21182 Terrace Dr, Cassopolis, MI 49031 Property Records

Cass County property record for 21182 Terrace Dr, Cassopolis, MI 49031

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 644 sqft · built 1940
Lot Size	0.13 acres (5,663 sqft)
Owner	Trust Name on File
Last Sale	$172,000 (May 2021)
Tax Bill	$3,868 (2025)
Deeds & Mortgages	Feb 2022 Transfer May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-100-031-033-00`

Property Details

APN / Parcel Number

Primary APN	`14-100-031-033-00`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	644 sqft Building Perimeter
1st Floor Area	644 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cottage
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	21182 TERRACE DR
City	CASSOPOLIS
State	MI
Zip	49031-9346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	466-253/364-595 428-C-01 6S-14W FRM SW COR LOT 28, BLK 2, DIAMOND ISLE, MEAS S 23 DEG 15' W 38 FT, TH MEAS S 75 DEG W 352 FT,
Legal Range	14W
Legal Township	06S
Legal Section	31
Legal Subdivision	DIAMOND ISLE
Legal Block	2
Legal Lot Number	28
Jurisdiction	CASS MI
Township / Civil Division	PENN
Census Block Group	2
Census Block	2064
Census Tract	1600

Owner

21182 Terrace Dr is owner-occupied and held in a trust since May 2021.

Source: Cass County records, as of October 1, 2026

Owner of Record	Trust Name on File
Mailing Address	2437 118TH AVE, ALLEGAN, MI 49010-9552
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Intrafamily Transfer, Transfer
May 25, 2021	Warranty Deed, Transfer · Conventional Mortgage MACATAWA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021 · Amount on File
Deed Sale	May 25, 2021 · Amount on File
Prior Sale	Oct 16, 2006
Deed Book / Page	1196 / 2152
Prior Transfer Date	Oct 13, 2004
Prior Transfer Doc	0896000563
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Feb 16, 2022
Property Address	21182 TERRACE DR, CASSOPOLIS, MI 49031-9346
Document Number	001212/965
Book / Page	1212 / 965
Instrument Date	Feb 4, 2022
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2437 118TH AVE, ALLEGAN, MI 49010-9552

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	May 25, 2021
Property Address	21182 TERRACE DR, CASSOPOLIS, MI 49031-9346
Document Number	01196/2152
Book / Page	1196 / 2152
Instrument Date	May 21, 2021
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,479.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	566 SUMMER, 566, DOUGLAS, MI 49406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2437 118TH AVE, ALLEGAN, MI 49010-9552

Mortgage

Document Number	0011962154
Date	May 25, 2021
Instrument	1196/2154

Lender

Name	MACATAWA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 21182 Terrace Dr was $3,868 with a homeowner's exemption.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Penn Township
Unified School District	Cassopolis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,000 (-42.9%) Land $113,000	$226,000 (-42.9%) Land $226,000
2025	$3,868.00 Homeowner's exemption	$197,900 Land $197,900	$395,800 Land $395,800
2023		$82,900	$165,800
2022	$3,434.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21182 Terrace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21182 Terrace Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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