21181 Sutter Creek Ct, Riverside, CA 92507 Property Records

Riverside County property record for 21181 Sutter Creek Ct, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	3,245 sqft · built 2020
Lot Size	0.198 acres (8,637 sqft)
Owner	Individual Name on File
Last Sale	$641,000 (Aug 2021)
Tax Bill	$12,167 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`255-621-013`

Property Details

APN / Parcel Number

Primary APN	`255-621-013`

Interior

Stories	1 Story
Building Area	3,245 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Wood
Lot Area	8,637 sqft (0.198 acres)
Garage Type	Attached
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	255621013
Street Address	21181 SUTTER CREEK CT
City	RIVERSIDE
State	CA
Zip	92507-0032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 0.19830564 ACREAGEQUALCODE ML LOT 69 LOTTYPE L MAPPLATB 469 MAPPLATP 062 SUBDIVISIONNAME TR 29740
Legal Tract	29740
Legal Lot Number	69
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1000
Census Tract	42214

Owner

21181 Sutter Creek Ct is owned and occupied by an individual who bought it in August 2021.

Source: Riverside County records, as of October 13, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	21181 SUTTER CREEK CT, RIVERSIDE, CA 92507-0032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jan 18, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 2, 2021	Grant Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Deed Document Number	2021-0461139
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	21181 SUTTER CREEK CT, RIVERSIDE, CA 92507-0032
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21181 SUTTER CREEK CT, RIVERSIDE, CA 92507-0032

Mortgage

Document Number	0000184735
Date	Apr 19, 2022
Instrument	2022-0184735

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	21181 SUTTER CREEK CT, RIVERSIDE, CA 92507-0032
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21181 SUTTER CREEK CT, RIVERSIDE, CA 92507-0032

Mortgage

Document Number	0000025143
Date	Jan 18, 2022
Instrument	2022-0025143

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 2, 2021
Property Address	21181 SUTTER CREEK CT, RIVERSIDE, CA 92507-0032
Document Number	0000461139
Map Reference	MB 469 PG 62-76
Instrument Date	Dec 18, 2020
Instrument	2021-0461139
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21181 SUTTER CREEK CT, RIVERSIDE, CA 92507-0032
Investor	Possibly a Property Investor

Mortgage

Document Number	0000461140
Date	Aug 2, 2021
Instrument	2021-0461140

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 21181 Sutter Creek Ct was $12,167.

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,167.00	$723,601 Land $79,590 Building $644,011
2023	$11,595.00 (+6.26%)	$695,504 Land $76,500 Building $619,004
2022	$10,912.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21181 Sutter Creek Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21181 Sutter Creek Ct is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSIDE HIGHLAND WATER COMPANY private · serves 19,053 people · EPA ID CA3610057
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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