Delta County property record for 21180 Surface Creek Rd, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 2,935 sqft · built 1995 |
| Lot Size | 26.7 acres (1,163,923 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Oct 2014) |
| Tax Bill | $2,872 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | R000730 |
| Primary APN | R000730 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 2,935 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,163,923 sqft (26.7 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R000730 |
|---|---|
| Street Address | 21180 SURFACE CREEK RD |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-8131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21180 SURFACE CREEK RD CEDAREDGE 81413 S: 34 T: 12S R: 94W SUBDIVISION: WILLOW CREEK RANCHOS LOT: 5 TOTAL AC 26.72+- LOT 5 WILLOW CREEK RANCHOS IN TRACTS 72 & 73 SEC 34 T12S R94W 6PM 26.72 AC BK 672 PG 75 PLAT BK 13 PG 27 PLAT BK 14 PG 75 BK 729 PG 9 |
| Legal Subdivision | WILLOW CREEK RANCHOS |
| Legal Tract | 72 |
| Legal Lot Number | 5 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 965202 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21180 SURFACE CREEK RD, CEDAREDGE, CO 81413-8131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2014 · Amount on Record |
| Deed Sale | Oct 22, 2014 · Amount on Record |
| Prior Sale | Oct 19, 1994 · Amount on Record |
| Deed Document Number | 2014676535 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 21180 SURFACE CREEK RD, CEDAREDGE, CO 81413-8131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 693362 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 693362 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2032 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,872.00 (+26.74%) | $45,316 (+23.63%) Land $14,844 Building $30,472 | $725,059 (+32.53%) Land $237,500 Building $487,559 |
| 2024 | $2,266.00 (+4.42%) | $36,656 (-) Land $9,132 Building $27,524 | |
| 2023 | $2,170.00 (+38.39%) | $36,656 (+40.45%) Land $9,132 Building $27,524 | $547,108 (+45.69%) Land $136,298 Building $410,810 |
| 2022 | $1,568.00 | $26,099 Land $5,908 Building $20,191 | $375,522 Land $85,000 Building $290,522 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 83% of Colorado |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER SURFACE CREEK DOMESTIC WUA private · serves 2,800 people · EPA ID CO0115784 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Corrosion control May 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
5G and 4G LTE (outdoors only)
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