2118 W Sterns Rd, Temperance, MI 48182 Property Records

Monroe County property record for 2118 W Sterns Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	19 acres (827,640 sqft)
Owner	Company Name on File
Last Sale	$55,000 (Sep 2019)
Deeds & Mortgages	Aug 2019 Sale & Line of Credit Nov 2018 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`02-028-052-00`

Property Details

APN / Parcel Number

Primary APN	`02-028-052-00`

Exterior

Lot Area	827,640 sqft (19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2118 W STERNS RD
City	TEMPERANCE
State	MI
Zip	48182-1545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 28 T8S R7E 20 ACRES COM @ S 1/4 COR OF SD SEC TH N 89D 17M W 297 FT TH N 1D 10M E 1309 FT TH S 88D 44M E 297 FT TH S 88D
Legal Range	07E
Legal Township	08S
Legal Section	28
Legal Subdivision	MONROE COUNTRY CONDO SUB
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2009
Census Tract	833800

Owner

2118 W Sterns Rd is owned by a company that bought it in September 2019.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Company Name on File
Mailing Address	7147 MAPLEWOOD DR, TEMPERANCE, MI 48182-1330
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Trustee's Deed, Transfer · Line of Credit FIRST FED'L S&L/LAKEWOOD
Nov 29, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 29, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 16, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Prior Sale	Oct 16, 2017 · Amount on File
Deed Document Number	201914740
Prior Transfer Date	Nov 29, 2018
Prior Transfer Doc	0000021610
Record Updated	Oct 29, 2026

August 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MONROE MI
Recording Date	Aug 30, 2019
Property Address	2118 W STERNS RD, TEMPERANCE, MI 48182-1545
Document Number	0000014740
Instrument Date	Aug 29, 2019
Instrument	14740
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	HASSETT TITLE COMPANY, HASSETT TITLE CO

Transaction

Amount	Amount on Record
Tax	$472.14
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6843 INDIGO CREEK CT TEMPERANCE MI 481821594, TEMPERANCE, MI 48182-1594

Mortgage

Document Number	14741
Date	Aug 30, 2019
Instrument	14741

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

Interest

Rate Type	Adjustable Rate

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Nov 29, 2018
Property Address	2118 W STERNS RD, TEMPERANCE, MI 48182-1545
Document Number	0000021611
Instrument Date	Nov 29, 2018
Instrument	21611
Transaction Type	Transfer
Record Updated	Jan 2, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7147 MAPIEWOOD DR TEMPERANCE MI 48182, TEMPERANCE, MI 48182

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Nov 29, 2018
Property Address	2118 W STERNS RD, TEMPERANCE, MI 48182-1545
Document Number	0000021610
Instrument Date	Nov 29, 2018
Instrument	21610
Transaction Type	Transfer
Record Updated	Dec 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7147 MAPLEWOOD DR TEMPERANCE MI 481821330, TEMPERANCE, MI 48182-1330

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 16, 2017
Property Address	2118 W STERNS RD, TEMPERANCE, MI 48182-1545
Document Number	0000020886
Instrument Date	Oct 11, 2017
Instrument	20886
Transaction Type	Transfer
Record Updated	Nov 30, 2017

Transaction

Amount	Amount on Record
Tax	$774.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7147 MAPLEWOOD DR TEMPERANCE MI 481821330, TEMPERANCE, MI 48182-1330

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Flood

FEMA maps place 2118 W Sterns Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2118 W Sterns Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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