2118 Stone School Cir, Ann Arbor, MI 48108 Property Records

Washtenaw County property record for 2118 Stone School Cir, Ann Arbor, MI 48108

Property Summary

Property Type	Condominium
Details	2 ba · 1,100 sqft · built 2005
Lot Size	0.019 acres (846 sqft)
Owner	Individual Name on File
Last Sale	$136,080 (Oct 2026)
Tax Bill	$2,431 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-12-10-303-157`

Property Details

APN / Parcel Number

Primary APN	`09-12-10-303-157`

Interior

Full Baths	2 Baths
Building Area	1,100 sqft Living Area
Basement Area	368 sqft
Unfinished Basement	368 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	846 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2118 STONE SCHOOL CIR
City	ANN ARBOR
State	MI
Zip	48108-2353
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R4B
Legal Description	UNIT 27 STONE SCHOOL TOWNHOMES SPLIT/COMB. ON 07/17/2003 COMPLETED 07/17/2003 RYAN CONDOS ; PARENT PARCEL(S):
Legal Range	6E
Legal Township	3S
Legal Section	10
Legal Subdivision	STONE SCHOOL TOWNHOMES CONDOMINIUM
Legal Block	303
Legal Unit	27
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	1
Census Block	1008
Census Tract	405600

Owner

Source: Washtenaw County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8558 SPINNAKER WAY, YPSILANTI, MI 48197-7100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2026 · Amount on File
Deed Sale	Oct 1, 2026 · Amount on File
Prior Sale	Dec 3, 2004 · Amount on File
Deed Document Number	20266811633
Deed Book / Page	5644 / 652
Prior Transfer Date	Nov 12, 2004
Prior Transfer Doc	0005608834
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Oct 1, 2026
Property Address	2118 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353
Document Number	0006811633
Book / Page	5644 / 652
Instrument Date	Sep 30, 2026
Instrument	20266811633
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	MIDSTATE TITLE AGENCY LLC, MIDSTATE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,080.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8558 SPINNAKER WAY, YPSILANTI, MI 48197-7100

Mortgage

Document Number	0006811538,
Date	Oct 1, 2026
Instrument	20266811538

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,100	$122,200
2025	$2,431.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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