Harford County property record for 2118 Ruffs Mill Rd, Bel Air, MD 21015 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,988 sqft · built 1979 |
| Lot Size | 10 acres (436,036 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $409,900 (Apr 2020) |
| Tax Bill | $4,290 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-151492 |
| Primary APN | 03-151492 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,988 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 436,036 sqft (10 acres) |
| Porch | Porch |
| Porch Area | 704 sqft |
| Patio Area | 600 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 151492 |
|---|---|
| Street Address | 2118 RUFFS MILL RD |
| City | BEL AIR |
| State | MD |
| Zip | 21015-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL 1B 10.01 AC 2118 RUFFS MILL ROAD LD JV MC MAHAN JR P38/93 |
| Legal Subdivision | MC MAHAN JV JR |
| Legal Lot Number | 1B |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 303101 |
Source: Harford County records · APN 03-151492
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2118 RUFFS MILL RD, BEL AIR, MD 21015-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2020 · Amount on Record |
| Deed Sale | Apr 22, 2020 · Amount on Record |
| Prior Sale | Oct 24, 2016 · Amount on Record |
| Deed Book / Page | 13808 / 140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 22, 2020 |
| Property Address | 2118 RUFFS MILL RD, BEL AIR, MD 21015-1124 |
| Document Number | 0138080140 |
| Book / Page | 13808 / 140 |
| Map Reference | VOL 1060 PG 426 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3630 PEACHTREE RD NE, 3630, ATLANTA, GA 30326-1543 |
| Name | Verified Name |
|---|---|
| Address | 2118 RUFFS MILL RD, BEL AIR, MD 21015-1124 |
| Document Number | 0013808146 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 13808/146 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $413,300 (+10.71%) | $433,900 (+7.67%) Land $156,700 Building $277,200 | |
| 2025 | $4,290.00 (+8.14%) Homeowner's exemption | ||
| 2023 | $373,333 | $403,000 Land $156,700 Building $246,300 | |
| 2022 | $3,967.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253031013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Armstrong Holdings | Cable | 1,000 / 20 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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