2118 Montecito Rd, Ramona, CA 92065 Property Records

San Diego County property record for 2118 Montecito Rd, Ramona, CA 92065 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1970
Square Footage	1,020 sqft Living Area
Lot Size	1.55 acres
Occupancy	Owner Occupied
Tax Bill	$3,764.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`281-030-43-00`
Alternative APN	`2810302400`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,020 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	67,518 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	2118 MONTECITO RD
City	RAMONA
State	CA
Zip	92065-1736
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PAR 1 (EX ST) TR PM17338
Legal Tract	17338
Legal Block	2
Jurisdiction	SAN DIEGO CA
Minor Civil Division	RAMONA
Census Blockgroup	2
Census Block	2007
Census Tract	20805

Owner

Source: San Diego County records · APN 281-030-43-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2118 MONTECITO RD, RAMONA, CA 92065-1736
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 24, 1996
Transfer Doc	0000548151
Record Refreshed	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2118 MONTECITO RD, RAMONA, CA 92065-1736
Transaction Type	Mortgage
Record Updated	Jun 02, 2023
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 MONTECITO RD, RAMONA, CA 92065-1736

Mortgage

Document Number	0000135998
Date	May 24, 2023
Instrument	2023-0135998

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$343,704 (+2%) Land $119,911 Building $223,793
2025	$3,764.00 (+11.13%) Homeowner's exemption	$336,965 (+4.04%) Land $117,560 Building $219,405
2023	$3,387.00 (-4.91%) Homeowner's exemption	$323,882 Land $112,996 Building $210,886
2022	$3,562.00

Flood & Wildfire

2118 Montecito Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	High 81st percentile of exposed land nationally · 59th in California
Wildfire Likelihood	High — about 1 in 129 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.