2118 Hugh St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 2118 Hugh St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,475 sqft · built 1900
Lot Size	0.082 acres (3,600 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (May 2020)
Tax Bill	$6,179 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`421500 48.76-1-31`

Property Details

APN / Parcel Number

Primary APN	`421500 48.76-1-31`
Alternative APN	`150004807600010310000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,475 sqft Living Area
1st Floor Area	850 sqft
2nd Floor Area	625 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	3,600 sqft (0.082 acres)
Lot Dimensions	120 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	340 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2118 HUGH ST
City	SCHENECTADY
State	NY
Zip	12306-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Subdivision	SUBDIVISION OF THE FORD FARM
Legal Block	1
Legal Lot Number	31.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2006
Census Tract	33200

Owner

2118 Hugh St is owned and occupied by two individuals who bought it in May 2020.

Source: Schenectady County and Schenectady City records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2118 HUGH ST, SCHENECTADY, NY 12306-4413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage PREMIUM MORTGAGE CORPORATION
Aug 5, 2020	Deed, Transfer · Conventional Mortgage SARATOGA NATIONAL BANK & TRUST CO
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SARATOGA NAT'L BK & TR
May 13, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2020 · Amount on File
Deed Sale	May 13, 2020 · Amount on File
Prior Sale	Dec 9, 2013 · Amount on File
Deed Document Number	202013903
Deed Book / Page	2034 / 617
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 21, 2026
Property Address	2118 HUGH ST, SCHENECTADY, NY 12306-4413
Document Number	0000020949
Instrument Date	Sep 16, 2026
Instrument	202620949
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	ABAR ABSTRACT, ABAR ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BIRCHWOOD AVE, RENSSELAER, NY 12144-1102

Mortgage

Document Number	0000020949,
Date	Sep 21, 2026
Instrument	202620949

Lender

Name	PREMIUM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 5, 2020
Property Address	2118 HUGH ST, SCHENECTADY, NY 12306-4413
Document Number	0000022569
Book / Page	2039 / 60
Instrument Date	Jul 24, 2020
Instrument	202022569
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	LEGACY TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 COLUMBIA ST, 3, SCHENECTADY, NY 12308-3303

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	243 COLUMBIA TPKE # 2, 2, RENSSELAER, NY 12144-4106

Mortgage

Document Number	0000022570
Date	Aug 5, 2020
Instrument	202022570

Lender

Name	SARATOGA NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000022572
Date	Aug 5, 2020
Book Page	5009/761
Instrument	202022572

Lender

Name	CITY OF SCENECTADY
Type	Government Agency
Address	SCHENECTADY, NY 12305

Agreement

Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2118 HUGH ST, SCHENECTADY, NY 12306-4413
Document Number	0000022571
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 HUGH ST SCHENECTADY NY 123064413, SCHENECTADY, NY 12306-4413

Mortgage

Document Number	0000022571
Date	Aug 5, 2020
Book Page	005009/000756
Instrument	22571

Lender

Name	SARATOGA NAT'L BK & TR
Type	Bank
Address	SARATOGA SPRINGS, NY 12866

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 13, 2020
Property Address	2118 HUGH ST, SCHENECTADY, NY 12306-4413
Document Number	0000013903
Book / Page	002034 / 000617
Instrument Date	Mar 30, 2020
Instrument	13903
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COLUMBIA ST SCHENECTADY NY 123083303, SCHENECTADY, NY 12308-3303

Tax Assessment & Valuation

The 2026 property tax bill for 2118 Hugh St was $6,179, up 2% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,179.00 (+1.98%)
2025	$6,059.00	$122,400 Land $12,900 Building $109,500	$202,683 Land $21,361 Building $181,322
2023		$122,400 (-) Land $12,900 Building $109,500	$154,937 (+3.8%) Land $16,329 Building $138,608
2022		$122,400 Land $12,900 Building $109,500	$149,268 Land $15,732 Building $133,536
2021	$5,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2118 Hugh St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2118 Hugh St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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