Kenton County property record for 2118 Howell St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1901 |
| Lot Size | 0.043 acres (1,879 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $57,500 (Apr 2019) |
| Tax Bill | $951 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Dec 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-02-036.01 |
| Primary APN | 055-23-02-036.01 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 792 sqft Finished Area |
| Gross Area | 968 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,879 sqft (0.043 acres) |
| Lot Dimensions | 78.3 ft deep x 24 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2118 HOWELL ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOOAR DANIEL PT LOTS 1-2 24'X 78.30' ES HOWELL 49.27' N OF 22ND |
| Legal Subdivision | MOOAR DANIEL |
| Legal Lot Number | 1,2 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 65000 |
Source: Kenton County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2118 HOWELL ST, COVINGTON, KY 41014-1128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CINFED CU |
| Dec 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FINANCIAL BANK |
| Apr 4, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MTG |
| Mar 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2019 · Amount on Record |
| Deed Sale | Apr 4, 2019 · Amount on Record |
| Prior Sale | Apr 8, 2010 · Amount on Record |
| Deed Document Number | 201904 04 059 00178 |
| Deed Book / Page | 6633 / 150 |
| Prior Transfer Date | Oct 26, 2005 |
| Prior Transfer Doc | 0005900322 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2118 HOWELL ST, COVINGTON, KY 41014-1128 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2118 HOWELL ST, COVINGTON, KY 41014-1128 |
| Document Number | 0005900098 |
|---|---|
| Date | Feb 23, 2023 |
| Book Page | KCM 442/1 |
| Instrument | 23022305900098 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2118 HOWELL ST, COVINGTON, KY 41014-1128 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900005 |
|---|---|
| Date | Dec 12, 2023 |
| Book Page | KCM 513/411 |
| Instrument | 23121205900005 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 27, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 4, 2019 |
| Property Address | 2118 HOWELL ST, COVINGTON, KY 41014-1128 |
| Document Number | 0000000178 |
| Book / Page | 0C6633 / 000150 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 178 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 17, 2019 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2118 HOWELL ST COVINGTON KY 410141128, COVINGTON, KY 41014-1128 |
| Document Number | 179 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 0C6633/000154 |
| Instrument | 179 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2118 HOWELL ST, COVINGTON, KY 41014-1128 |
| Document Number | 0000000058 |
| Instrument Date | Mar 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2118 HOWELL ST COVINGTON KY 410141128, COVINGTON, KY 41014-1128 |
| Document Number | 0000000058 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 0C6672/000013 |
| Instrument | 58 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 20 W PIKE ST, COVINGTON, KY 41011-2711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 2, 2024 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $951.00 (-0.52%) | $71,800 (-) Land $5,000 Building $66,800 | $71,800 (-) Land $5,000 Building $66,800 |
| 2023 | $956.00 | $71,800 Land $5,000 Building $66,800 | $71,800 Land $5,000 Building $66,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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