2118 Hill St, Sturgis, SD 57785 Property Records

Meade County property record for 2118 Hill St, Sturgis, SD 57785

Property Summary

Property TypeSingle Family Home
Details3 bd · built 1925
Lot Size0.362 acres (15,751 sqft)
OwnerIndividual Name on Record
Last Sale$133,000 (Jun 2019)
Tax Bill$2,815 (2025)
Deeds & MortgagesAug 2019 Mortgage
Jun 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN01.51.0C.07

Property Details

APN / Parcel Number

Primary APN01.51.0C.07

Interior

Bedrooms3 Beds

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Lot Area15,751 sqft (0.362 acres)

Location & Zoning

Street Address2118 HILL ST
CitySTURGIS
StateSD
Zip57785-1313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASH'S EXT LOTS 7-10, ROW LOT 1 BLK C
Legal BlockC
Legal Lot Number1,7-10
JurisdictionMEADE SD
Township / Civil DivisionSTURGIS
Census Block Group1
Census Block1001
Census Tract20401

Owner

Source: Meade County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2118 HILL ST, STURGIS, SD 57785-1313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2019Deed of Trust, Mortgage · FHA Mortgage
OPEN MORTGAGE LLC
Jun 27, 2018Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK & TRUST
Jun 20, 2019Warranty Deed, Transfer · Conventional Mortgage
OPEN MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2019 · Amount on Record
Deed SaleJun 20, 2019 · Amount on Record
Deed Document Number20193570
Deed Book / Page903 / 1785
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address2118 HILL ST, STURGIS, SD 57785-1313
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00917/1484
DateAug 21, 2019
Book Page917/1484
Instrument19005100
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049
Interest
Rate TypeFixed Rate

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address2118 HILL ST, STURGIS, SD 57785-1313
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number902/1711
DateJun 27, 2018
Book Page902/1711
Instrument18003670
Lender
NameFIRST NATIONAL BANK & TRUST
TypeBank
AddressSTURGIS, SD 57785
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 15, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMEADE SD
Recording DateJun 20, 2019
Property Address2118 HILL ST, STURGIS, SD 57785-1313
Document Number00903/1785
Book / Page903 / 1785
Instrument DateJun 19, 2019
Instrument19003570
Transaction TypeTransfer
Record UpdatedFeb 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$133.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2118 HILL ST, 2118, STURGIS, SD 57785-1313

Transferred To (Grantee/Buyer)

NameVerified Name
Address805 HARVARD ST, SPEARFISH, SD 57783-1896

Mortgage

Document Number00913/1554
DateJun 20, 2019
Book Page913/1554
Instrument19003571
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMeade County
MunicipalitySturgis City
Unified School DistrictMeade School District 46-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,815.00 (+4.92%) Additional exemption filed$209,758 (+22.34%) Land $48,860 Building $160,898$209,758 Land $48,860 Building $160,898
2024$2,683.00 (+13.88%)
2023$171,449 Land $48,860 Building $122,589
2022$2,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 75% of South Dakota
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTURGIS
serves 7,020 people · EPA ID SD4600321
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fiber in parts of the area
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Wisp West
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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