Rutherford County property record for 2118 Higgins Ln, Murfreesboro, TN 37130
| Property Type | Single Family Home |
|---|---|
| Details | 3,638 sqft · built 2012 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Jul 2020) |
| Tax Bill | $4,679 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081K-E-010.03-000 |
| Primary APN | 081K-E-010.03-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 15 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 3,638 sqft Living Area |
| 1st Floor Area | 5,810 sqft |
| Upper Floors Area | 1,466 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 782 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R0095280 |
|---|---|
| Street Address | 2118 HIGGINS LN |
| City | MURFREESBORO |
| State | TN |
| Zip | 37130-1873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 250 GARRISON COVE PUD SEC 5 PH 3 PB 30 PG 174 SPLIT OFF 81-77.02 FOR 07 100 X 150 |
| Legal Subdivision | GARRISON COVE SEC 5 PH 3 |
| Legal Block | 3 |
| Legal Lot Number | 250 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 41407 |
2118 Higgins Ln is owned and occupied by two individuals who bought it in July 2020.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2118 HIGGINS LN, MURFREESBORO, TN 37130-1873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed of Trust, Mortgage · Commercial Mortgage STEARNS BANK NA |
| Jul 29, 2020 | Deed of Trust, Mortgage FIRSTBANK |
| Sep 9, 2019 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on File |
| Deed Sale | Jul 31, 2020 · Amount on File |
| Prior Sale | Feb 28, 2013 · Amount on File |
| Deed Document Number | 20202292490 |
| Deed Book / Page | 1939 / 2970 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 2118 HIGGINS LN, MURFREESBORO, TN 37130-1873 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2118 HIGGINS LN, MURFREESBORO, TN 37130-1873 |
| Document Number | 0022563310 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | 2256/3310 |
| Instrument | 2449322 |
| Name | STEARNS BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 123 Months |
| Due | Sep 20, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 2118 HIGGINS LN, MURFREESBORO, TN 37130-1873 |
| Document Number | RB19392972 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2118 HIGGINS LN MURFREESBORO TN 371301873, MURFREESBORO, TN 37130-1873 |
| Document Number | RB19392972 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 001939/002972 |
| Instrument | 2292491 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 2118 HIGGINS LN, MURFREESBORO, TN 37130-1873 |
| Document Number | RB18142699 |
| Instrument Date | Sep 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2118 HIGGINS LN MURFREESBORO TN 371301873, MURFREESBORO, TN 37130-1873 |
| Document Number | RB18142699 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 001814/002699 |
| Instrument | 2229377 |
| Name | THIRD FED'L S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2118 Higgins Ln was $4,679.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Murfreesboro City |
| Elementary School District | Murfreesboro City School District (PK - 06) |
| Secondary School District | Rutherford County School District in Murfreesboro (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,650 (+17.08%) Land $37,500 Building $156,150 | $774,600 Land $150,000 Building $624,600 | |
| 2025 | $4,679.00 | $165,400 Land $16,875 Building $148,525 | |
| 2023 | $4,679.00 | $165,400 Land $16,875 Building $148,525 | $661,600 (-) Land $67,500 Building $594,100 |
| 2022 | $661,600 Land $67,500 Building $594,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2118 Higgins Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2118 Higgins Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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