Union County property record for 2118 Genesis Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,973 sqft · built 2000 |
| Lot Size | 0.303 acres (13,199 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Oct 2023) |
| Tax Bill | $2,630 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-396-573 |
| Primary APN | 09-396-573 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,973 sqft Living Area |
| Gross Area | 2,373 sqft |
| 1st Floor Area | 1,255 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,199 sqft (0.303 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2118 GENESIS DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-1 INDIA |
| Legal Description | #181 CORNERSTONE PH2B OPCG028-029 |
| Legal Subdivision | CORNERSTONE |
| Legal Lot Number | 181 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20307 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2118 GENESIS DR, MONROE, NC 28110-7874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage COGENT BANK |
| Aug 30, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Sep 18, 2020 | Intrafamily Transfer, Transfer · Line of Credit CENTERSTATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2023 · Amount on Record |
| Deed Sale | Oct 16, 2023 · Amount on Record |
| Deed Document Number | 202325081 |
| Deed Book / Page | 8797 / 414 |
| Prior Transfer Date | Sep 14, 2020 |
| Prior Transfer Doc | 0007814687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 16, 2023 |
| Property Address | 2118 GENESIS DR, MONROE, NC 28110-7874 |
| Document Number | 0000879741 |
| Book / Page | 8797 / 41 |
| Map Reference | MB G PG 28&29 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 25081 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9658 VAN WYCK RD, LANCASTER, SC 29720-6938 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2118 GENESIS DR, MONROE, NC 28110-7874 |
| Document Number | 0000025082 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 25082 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2118 GENESIS DR, MONROE, NC 28110-7874 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2118 GENESIS DR, MONROE, NC 28110-7874 |
| Document Number | 8221874 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 8221/874 |
| Instrument | 40861 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 18, 2020 |
| Property Address | 2118 GENESIS DR, MONROE, NC 28110-7874 |
| Document Number | 0007814687 |
| Book / Page | 7814 / 687 |
| Map Reference | MB G PG 28&29 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 37222 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2118 GENESIS DR, MONROE, NC 28110-7874 |
| Document Number | 0000037223 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 37223 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Mar 20, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393,200 (-) Land $69,000 Building $324,200 | $393,200 (-) Land $69,000 Building $324,200 | |
| 2025 | $2,630.00 (+17.67%) | $393,200 (+48.66%) Land $69,000 Building $324,200 | $393,200 (+48.66%) Land $69,000 Building $324,200 |
| 2023 | $2,235.00 | $264,500 Land $42,000 Building $222,500 | $264,500 Land $42,000 Building $222,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2016–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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