2118 Edwin St NE, Winter Haven, FL 33881 Property Records

Polk County property record for 2118 Edwin St NE, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,215 sqft · built 1960
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on Record
Last Sale	$237,900 (Feb 2026)
Tax Bill	$1,666 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Feb 2026 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-16-538100-001180`

Property Details

APN / Parcel Number

Primary APN	`26-28-16-538100-001180`
Alternative APNs	`162826538100001180` `62826000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,215 sqft Living Area
1st Floor Area	1,215 sqft
Flooring	Plywood
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Porch	Unfinished Open Porch
Porch Area	48 sqft
Shed	1 Shed

Location & Zoning

Street Address	2118 EDWIN ST NE
City	WINTER HAVEN
State	FL
Zip	33881-1632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	EULA VISTA SUB UNIT 2 PB 38 PG 4 LOT 118
Legal Range	26E
Legal Township	28S
Legal Section	16
Legal Subdivision	EULA VISTA SUBDIVISION UNIT 2
Legal Tract	538100
Legal Block	1
Legal Lot Number	118
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1021
Census Tract	13602

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2727 FRONTAGE RD, DAVENPORT, FL 33837-9305
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
Feb 13, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
Feb 13, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
Feb 13, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
Feb 13, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
Feb 13, 2026	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Sep 25, 2025	Warranty Deed, Transfer CLOSETRAK LLC, CLOSED LLC
Oct 6, 2025	Warranty Deed, Transfer CLOSETRAK LLC, CLOSED LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Oct 6, 2025 · Amount on Record
Deed Document Number	202637782
Deed Book / Page	13882 / 2267
Prior Transfer Date	Dec 31, 2015
Prior Transfer Doc	0097200207
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2118 EDWIN ST NE, WINTER HAVEN, FL 33881-1632
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 EDWIN ST NE, WINTER HAVEN, FL 33881-1632

Mortgage

Document Number	0000037784
Date	Feb 13, 2026
Book Page	13882/2283
Instrument	2026037784

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate	5%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2118 EDWIN ST NE, WINTER HAVEN, FL 33881-1632
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 EDWIN ST NE, WINTER HAVEN, FL 33881-1632

Mortgage

Document Number	0000037784
Date	Feb 13, 2026
Book Page	13882/2283
Instrument	2026037784

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate	5%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2118 EDWIN ST NE, WINTER HAVEN, FL 33881-1632
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 EDWIN ST NE, WINTER HAVEN, FL 33881-1632

Mortgage

Document Number	0000037784
Date	Feb 13, 2026
Book Page	13882/2283
Instrument	2026037784

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate	5%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2118 EDWIN ST NE, WINTER HAVEN, FL 33881-1632
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 EDWIN ST NE, WINTER HAVEN, FL 33881-1632

Mortgage

Document Number	0000037784
Date	Feb 13, 2026
Book Page	13882/2283
Instrument	2026037784

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate	5%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2118 EDWIN ST NE, WINTER HAVEN, FL 33881-1632
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 EDWIN ST NE, WINTER HAVEN, FL 33881-1632

Mortgage

Document Number	0000037784
Date	Feb 13, 2026
Book Page	13882/2283
Instrument	2026037784

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate	5%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 13, 2026
Property Address	2118 EDWIN ST NE, WINTER HAVEN, FL 33881-1632
Document Number	0000037782
Book / Page	13882 / 2267
Map Reference	MB 38 PG 4
Instrument Date	Feb 11, 2026
Instrument	2026037782
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	ALPHA RELIABLE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,665.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10029 STOCKBRIDGE ST, CLERMONT, FL 34711-9113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 FRONTAGE RD, DAVENPORT, FL 33837-9305

Mortgage

Document Number	0138822269
Date	Feb 13, 2026
Instrument	13882/2269

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 25, 2025
Property Address	2118 EDWIN ST NE, WINTER HAVEN, FL 33881-1632
Document Number	0000225641
Book / Page	13712 / 1087
Map Reference	MB 38 PG 4
Instrument Date	Sep 10, 2025
Instrument	2025225641
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	CLOSETRAK LLC, CLOSED LLC

Transaction

Amount	Amount Recorded
Tax	$787.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1724 LIME DR, WINTER HAVEN, FL 33881-3230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 E PALMETTO PARK RD STE 201, 201, BOCA RATON, FL 33432-4832
Investor	Possibly a Property Investor

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 6, 2025
Property Address	2118 EDWIN ST NE, WINTER HAVEN, FL 33881-1632
Document Number	0000233141
Book / Page	13723 / 1110
Map Reference	MB 38 PG 4
Instrument Date	Sep 10, 2025
Instrument	2025233141
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	CLOSETRAK LLC, CLOSED LLC

Transaction

Amount	Amount Recorded
Tax	$874.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 E PALMETTO PARK RD STE 201, 201, BOCA RATON, FL 33432-4832

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10029 STOCKBRIDGE ST, CLERMONT, FL 34711-9113

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,726 (+72.56%) Land $9,061 Building $115,665	$124,726 (-2.15%) Land $9,061 Building $115,665
2025	$1,666.00 (+120.37%)	$72,278 (-38.92%)	$127,462 (+7.72%) Land $9,061 Building $118,401
2024	$756.00 (-12.5%)	$118,328 (-11.28%) Land $9,061 Building $109,267	$118,328 (-11.28%) Land $9,061 Building $109,267
2023	$864.00 (+11.63%)	$133,378 (+20.34%) Land $8,749 Building $124,629	$133,378 (+20.34%) Land $8,749 Building $124,629
2022	$774.00	$110,832 Land $7,186 Building $103,646	$110,832 Land $7,186 Building $103,646

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Edwin St NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures