2118 E 4th St, Dayton, OH 45403 Property Records

Montgomery County property record for 2118 E 4th St, Dayton, OH 45403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,552 sqft · built 1900
Lot Size	0.102 acres (4,478 sqft)
Owner	2 Individual Names on Record
Tax Bill	$746 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R72 02205 0051`

Property Details

APN / Parcel Number

Primary APN	`R72 02205 0051`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
1st Floor Area	536 sqft
Attic	Attic
Attic Area	320 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,478 sqft (0.102 acres)
Lot Dimensions	160 ft deep x 28 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2118 E 4TH ST
City	DAYTON
State	OH
Zip	45403-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5730-31 PTS 22-5-52 TOD TO LAURA PRATER
Legal Subdivision	O L
Legal Lot Number	51
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	3
Census Block	3007
Census Tract	1900

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2118 E 4TH ST, DAYTON, OH 45403-2002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2004
Deed Sale	Sep 28, 2004
Prior Transfer Date	Apr 14, 2004
Prior Transfer Doc	04-040536
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 21, 2026
Property Address	2118 E 4TH ST, DAYTON, OH 45403-2002
Document Number	0000042817
Instrument Date	Jul 7, 2026
Instrument	202642817
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 E 4TH ST, DAYTON, OH 45403-2002

Mortgage

Document Number	0000042817,
Date	Jul 21, 2026
Instrument	202642817

Lender

Name	WRIGHT-PATT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 25, 2051

Interest

Rate	6.52%
Max Rate	-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,730 (-) Land $2,280 Building $10,450
2024	$746.00 (+2.33%)
2023	$729.00 (-0.27%)	$12,730 (+28.85%) Land $2,280 Building $10,450	$36,390 (+28.95%) Land $6,520 Building $29,870
2022	$731.00	$9,880 Land $1,770 Building $8,110
2020			$28,220 Land $5,050 Building $23,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: altafiber Network Solutions.

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