2118 Coy Ln, Morganton, NC 28655 Property Records

Burke County property record for 2118 Coy Ln, Morganton, NC 28655

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 2 ba · 1,904 sqft · built 1996
Lot Size	1.65 acres (71,874 sqft)
Owner	Individual Name on Record
Last Sale	$202,000 (Oct 2025)
Tax Bill	$1,124 (2026)
Deeds & Mortgages	Oct 2025 Sale Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2711100949`

Property Details

APN / Parcel Number

Primary APN	`2711100949`
Alternative APN	`16919`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Flooring	Tile

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Metal
Lot Area	71,874 sqft (1.65 acres)

Exterior Amenities

Deck Area	952 sqft
Patio Area	1,336 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2118 COY LN
City	MORGANTON
State	NC
Zip	28655-7397
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RURAL MIXE
Legal Description	2118 COY LN MORGANTON, NC 28655
Legal Subdivision	ENOLA ESTATES
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3014
Census Tract	21301

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 TRAILS OF KITAZUMA RD, BLACK MOUNTAIN, NC 28711-0270
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Special Warranty Deed, Transfer
Apr 26, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	Aug 8, 2025 · Amount on Record
Deed Document Number	20258785
Deed Book / Page	2834 / 821
Prior Transfer Date	Aug 6, 2025
Prior Transfer Doc	0028200270
Record Updated	Oct 29, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 22, 2025
Property Address	2118 COY LN, MORGANTON, NC 28655-7397
Document Number	0028340821
Book / Page	2834 / 821
Map Reference	MB 11 PG 98
Instrument Date	Oct 10, 2025
Instrument	2025008785
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Amount	Amount Recorded
Tax	$404.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 TRAILS OF KITAZUMA RD, BLACK MOUNTAIN, NC 28711-0270

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 26, 2017
Property Address	2118 COY LN, MORGANTON, NC 28655-7397
Document Number	0022890700
Book / Page	002289 / 000700
Instrument Date	Apr 20, 2017
Instrument	3727
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 COY LN MORGANTON NC 286557397, MORGANTON, NC 28655-7397

Mortgage

Document Number	22890014
Date	Apr 26, 2017
Book Page	002289/000014
Instrument	3728

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,124.00 (-4.83%)	$155,681 (-5.72%) Land $15,595 Building $140,086	$155,681 (-5.72%) Land $15,595 Building $140,086
2025	$1,181.00 (-0.42%)	$165,132 (-) Land $15,595 Building $149,537	$165,132 (-) Land $15,595 Building $149,537
2023	$1,186.00	$165,132 Land $15,595 Building $149,537	$165,132 Land $15,595 Building $149,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURKE CO. WATER-SOUTH serves 5,207 people · EPA ID NC0112075
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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