2118 Chaps, Troy, MI 48085 Property Records

Oakland County property record for 2118 Chaps, Troy, MI 48085 · Last verified August 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Architecture StyleCondo/Apartment
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$850,000 (2024)
Tax Bill$12,436.00 (2025)

Owner

Source: Oakland County records · APN 88-20-12-303-039

Assessment roll updated February 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2118 CHAPS, TROY, MI 48085-5520
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2024Intrafamily Transfer, Transfer
Feb 15, 2024Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE LINK INC
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 08, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
LEVEL ONE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 15, 2024 · Amount on Record
Deed SaleFeb 15, 2024 · Amount on Record
Prior SaleOct 03, 2016 · Amount on Record
Deed Doc Number202415583
Deed Book / Page59168 / 856
Prior Transfer DateFeb 09, 2024
Prior Transfer Doc0000021055
Record RefreshedSep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateMar 04, 2024
Property Address2118 CHAPS, TROY, MI 48085-5520
Document Number0000021055
Book / Page59197 / 727
Map ReferenceLB 48800 PG 311
Instrument DateFeb 09, 2024
Instrument21055
Transaction TypeTransfer
Record UpdatedMar 15, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2118 CHAPS, TROY, MI 48085-5520

Transferred To (Grantee/Buyer)

NameVerified Name
Address2118 CHAPS, TROY, MI 48085-5520

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 15, 2024
Property Address2118 CHAPS, TROY, MI 48085-5520
Document Number0000015583
Book / Page59168 / 856
Map ReferenceLB 47709 PG 718
Instrument DateFeb 08, 2024
Instrument15583
Transaction TypeTransfer
Record UpdatedFeb 23, 2024
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1253 TOWER LN, HOOVER, AL 35244-5604

Transferred To (Grantee/Buyer)

NameVerified Name
Address51416 CART DR, MACOMB, MI 48042-4342

Mortgage

Document Number0000015879
DateFeb 16, 2024
Book Page59170/321
Instrument15879
Lender
NameTHE MORTGAGE LINK INC
TypeMortgage Company
AddressROCKVILLE, MD 20850
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2118 CHAPS, TROY, MI 48085-5520
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2118 CHAPS, TROY, MI 48085-5520

Mortgage

Document Number0000062411
DateMar 10, 2021
Book Page55855/243
Instrument62411
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2041

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateOct 08, 2020
Property Address2118 CHAPS, TROY, MI 48085-5520
Document Number0000207606
Book / Page54967 / 260
Map ReferenceLB 47706 PG 718-776
Instrument DateJul 24, 2020
Instrument207606
Transaction TypeTransfer
Record UpdatedOct 18, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2118 CHAPS, TROY, MI 48085-5520

Mortgage

Document Number0054967261
DateOct 08, 2020
Instrument54967/261
Lender
NameLEVEL ONE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term238 Months
DueAug 01, 2040

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$12,436.00 (+32.55%)
2024$9,382.00 (-6.1%)
2023$581,000
2022$9,992.00$290,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 4% of the US · above 9% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN88-20-12-303-039

Exterior

Architectural StyleCondo/Apartment Style
Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Street Address2118 CHAPS
CityTROY
StateMI
Zip48085-5520
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionT2N, R11E, SEC 12 OAKLAND COUNTY CONDOMINIUM PLAN NO 2097 HUNTERS PARKCONDOMINIUM UNIT 39 L48800 P311 11/17/15 FR 301-004 &
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit39
JurisdictionOAKLAND MI
Minor Civil DivisionTROY
Census Blockgroup1
Census Block1014
Census Tract196000

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